Wealth

Um? As soon as these words were spoken, everyone's attention was immediately focused on the person who was speaking.

Some admire, worry, and watch the excitement.

But what about it? It's really about everyone's heart.

Fan Wubing paid attention to the person who was speaking, and saw that he was only in his twenties and less than 30 years old. He looked a little annoyed. Obviously, he did not expect that a word he said had attracted everyone's attention.

"Haha—" Fan Wubian laughed, reached out his hand and took a sip of Jianlibao placed on the table, and then said, "Then again, our factory's Jianlibao is really delicious. I have to pull a few boxes next day. Go inside."

When the factory director heard that his subordinates talked about wages, he felt a little in his heart. He secretly looked at Fan Wuyi’s face, lest the representative of the management might have any disgusting emotions, but found that the other party’s face was as usual, and that he was not. The deputy looked very interested, so he was relieved.

"The salary level of our factory is relatively high. Other factories only cost one hundred and ten yuan a month, but we have two hundred yuan. What can we complain about for such a high salary?" the factory director scolded. Two sentences.

The person felt that he had already said the issue anyway, and it didn’t matter if he said a few more words, he simply said the words, "Yes, it seems that our factory’s salary is relatively high, but there is also a way out in the future. I still don’t know! Although the wages of employees in other state-owned enterprises are lower, they can retire and receive pensions in the future. We will have nothing to worry about for the rest of their lives. Get up. If the performance can go up, there will be ghosts!"

When everyone heard this, they immediately started talking about it. In fact, this is also a problem. It is not an employee of a state-owned enterprise that this pension problem will never be solved. There is always a sharp thorn in the hearts of everyone, and it is impossible to get rid of it.

But is this basically a social responsibility? ! There is no such thing as three insurances and one gold price. I am also powerless! Fan Wubing shook his head helplessly.

In the process of economic system transformation, there will always be some people who will suffer. Even if many of these people have found their own new world through the market model, they will always be unable to receive pensions like ordinary people. Brooding.

But take a step back and think about it. If I don't run this factory. Can you find a formal job? Not to mention, in the next few years, state-owned enterprise employees will face even more severe tests. Diversion, laid-off, and every term with Chinese characteristics means that some people are destined to suffer.

Fan Wubing rubbed his forehead, looked up at the crowd, and found that everyone was looking at him nervously, he had to laugh bitterly, and said, "Why are you looking at me like this? This is a big problem. Although the headquarters is interested, it is also Inability to change, social problems always need to be solved by the entire society." Seeing everyone with a very disappointed expression, Fan Wubing felt very uncomfortable in his heart. So he announced loudly as soon as his brain heated up. "But since everyone is gathering together for the cause of Jianlibao, the headquarters has to make some promises. Otherwise, everyone has no energy to do it.

When everyone heard that Fan Wubing said that they were ready to make some promises, they were all attentive, hoping that Fan Wubing, the representative of the headquarters, could make some substantive expressions, so they watched him eagerly.

Fan Wubing thought for a long time before uttering such a sentence, "As long as our company does not fail, employees do not need to worry about pensions. For specific matters, we will come up with a detailed plan within three months. In short, all employees who meet the standards set by our company and reach the retirement age set by the state can receive pensions according to the retirement wage standards of state-owned enterprise employees. We will pay this part of the money!"

Seeing that everyone was stunned by what he said, Fan Wubing smiled and added, "So, I hope everyone loves the factory and works hard and cherish this job opportunity. We must know that we have made such a decision. It’s not easy. Three months is considered a test for existing employees. If they are not qualified for their jobs, or if they still have the idea of ​​messing around, then they will not be able to enjoy this opportunity. The company has full employment rights."

At this time, everyone stood up like a dream, with continuous applause, and the expression on their faces completely changed, full of vitality. No wonder, once the biggest problem can be solved, who doesn't want to make more money? The wage level of Jianlibao Factory is very high!

There are even many managers present who have begun to secretly consider whether the factory should take care of their relatives if the factory recruits more people. However, the headquarters has always been very strict in the management of personnel appointment and removal and employee recruitment. The factory has no right to decide on its own, which is really a pity!

In terms of promoting work efficiency, Fan Wubing pointed out that it is necessary to implement piece rate wages at work. For jobs that can be measured in terms of production quantity, the level of wages can be determined by this reference. Fan Wubing calls this performance salary.

For management and some job positions that cannot be quantified by specific indicators, Fan Wubing decided to use a combination of annual salary and dividends. On the one hand, it is to distinguish it from ordinary employees, on the other hand, it is to promote their work enthusiasm and improve the production efficiency of the factory. Improve it.

Sure enough, as soon as Fan Wuyao made the promise made on behalf of the headquarters, the production efficiency of the factory was immediately improved. For fear that something went wrong in the past three months and the factory was dismissed, it would be blinded.

But after Fan Wubing made this promise, he thought about it for a long time.

In the era of planned economy, China's pension system adopted a pay-as-you-go model. It is to use the money collected from the pension fund to pay the current retirees. Later, until 1997, the government began to reform the pension system. One of the important contents was the implementation of the dual-track system. While continuing to implement pay-as-you-go, the establishment of individual retirement accounts.

Since the beginning of the reform of the pension system, although it is clear that pensions are jointly borne by the state, enterprises, and individuals, they are composed of three parts: financial subsidies, enterprise annuities and individual contributions. However, due to the delay in launching and completing the comprehensive supporting reforms, the financial split during the same period has objectively intensified the interest game between the local and the central and between the local levels, as well as the development view that is constrained by the unilateral pursuit of political achievements. As a result, the most important part of the three capital sectors has been short of funds for a long time. The accumulation of funds over time, coupled with improper upper beams and crooked beams, directly and indirectly cause enterprises to underpay, underpay and underpay, and cause old-age pensions. The gold gap hit an astronomical figure of 25 trillion yuan.

For the concept of personal account, it is only used as a calculation method, in fact, it is only a nominal account, no matter in the financial system or in the financial system, the personal account does not exist.

Since the personal account is only a virtual account, in the management of pension fund finance, the method of mixed management is implemented, that is, mutual adjustment and use of the overall fund and the personal account fund are allowed. This kind of adjustment is completely one-way, and the money in the individual retirement account is misappropriated to fill the gaps in the pay-as-you-go system.

The huge pension gap was originally due to the lack of physical activity above, and pensions that have been included in the security system must be paid monthly, which in turn forced local governments to repair sores and misappropriate personal account funds to resolve the problem of pension arrears. Over time, personal accounts have since become empty accounts, increasing at an annual scale of more than 100 billion yuan. The pension insurance system has suffered a serious payment crisis. Hundreds of millions of people have paid pension insurance premiums, but they may not receive pensions after retirement.

However, the situation that Fan Wubing faces is even more serious than this, because what he has to do is to fully bear the pensions of all employees. Although most employees are now under 30 years old, there is no need to consider this issue. After a few years, this will become a very serious reality. Today, most employees have reached the age of retirement, and the amount of pension paid out every year will be a very alarming figure.

"Oh! Capitalists are not good, especially to be a conscientious and ethical capitalist, social responsibility!" Fan Wuyao got a little headache.

It seems that you have to plan carefully. You have to spend more effort to make money these years, otherwise it will be miserable when thousands of employees are waiting for their pensions in 20 to 30 years!

But ~www.NovelMTL.com~ Fan Wubing remembered that the country started to implement the old-age insurance system in 1993. In other words, after ten years, he can still reduce a lot of burdens.

Then he calculated the age of the employees in the factory, and found that except for a few of the managers who were slightly older, when they reached their forties, most of the others were under 30 years old. In this way, Fan Wuyi felt that I feel there is hope in the face.

I first painted a bright future for the employees, and then realized it perfectly, and then was praised by many people, ah! What a wonderful life!

In the end, Fan Wubing shamelessly came up with his own "three insurances and one housing fund" system.

The wage level of the workers in Jianlibao factory quickly dropped to a level of about 150 yuan per month, but they did not raise any objections. On the one hand, this level is still higher than the average wage level of local workers. On the other hand, it is It is because they are the same as or better than the employees of state-owned enterprises and enjoy the old-age insurance, medical insurance, unemployment insurance and housing provident fund system provided by the enterprise.

After these things were confirmed in the form of a written contract, all employees of the plant felt a strong corporate culture.