Reborn in Hong Kong: The Tycoon Grows Up

Shen Bi knew that since the other party was here, he must want to make a fortune from HSBC. Otherwise, it would be impossible to take the huge risk to take over the Morgan Bank loan, and being blackmailed by Bao Zixuan would be inevitable. Why not first check the other party's appetite and see if HSBC can accept it? But is it possible not to accept it?

Shen Bi said with a smile: "So that's what happened. When Morgan Bank provided the loan, the Hong Kong dollar exchange rate was relatively low. Now the Hong Kong dollar has appreciated, and since Black Cloud Bank has taken over part of the business of Morgan Bank's Xiangjiang Branch, I'll let it go.

"We are brother banks. HSBC not only eliminates the exchange rate difference, but also does not charge interest this time. President Yuan even came here in person. I still have to give him face."

If Morgan Bank heard the conditions offered by Shen Bi, they would jump with joy, and Oakley would agree without hesitation. She even had to entertain Shen Bi well in the evening to thank him for showing mercy.

But now he is facing Yuan Tianfan, and behind him is Bao Zixuan, who knows the situation of HSBC well. How could Shen Bi be fooled so easily? What would be the point of taking over the Morgan Bank loan just like this?

Yuan Tianfan: "Thanks to Shen Daban for his kindness, but Heiyun had already promised when he took over the business of Morgan Bank. He would not do anything that damages the brand value and business image of Morgan Bank."

"After all, Heiyun Bank has still received a lot of benefits from Morgan Bank, and this loan has been included in the benefits. We can't just take the money and do nothing, otherwise it will make people laugh if it spreads. So Don't be polite, Mr. Shen, what should I do? Just do it.”

"Morgan Bank needs business reputation, and Heiyun Group cannot do anything that violates business ethics. Now it is not just a loss issue, but also a business reputation issue between banks."

"If Morgan Bank knows that Black Cloud Bank took over and failed to handle the loan, how can they cooperate in the future? People who know it will say that Shen Daban is high-spirited and has the demeanor of a general. But those who don't know will feel that Black Cloud Bank is cheating and does not comply with the regulations. Business rules.”

"Heiyun Bank is a subsidiary of Heiyun Group, which is a multinational enterprise. We cannot let the entire group suffer for a mere tens of billions of Hong Kong dollars."

"If Heiyun Bank involves the business reputation of Heiyun Group, does Shen Daban think I can still stay in Heiyun! When I came, the boss had made it clear that even if he suffered a loss, he must repay the loan, otherwise it would be difficult to say no in the future. Sounds good. Heiyun Group cannot afford to lose this person, and the boss is very concerned about his reputation."

What Yuan Tianfan said was better than what he sang. If Shen Bi didn't know about Bao Zixuan and Heiyun's situation, it would be possible for Shen Bi to believe it. Now isn’t this obviously the army of HSBC! Do you know that HSBC can't get the US dollars and will force the palace?

Shen Bi: "As for business reputation, please rest assured, President Yuan. HSBC will never slander Heiyun Bank's business reputation because of this loan. If President Yuan needs it, HSBC can publish it in the newspaper and publicly explain it in the media. This is HSBC's initiative to give up." , Heiyun Bank and Bao Sheng will never be involved."

"This time we were able to preserve the Hong Kong dollar credit system, and it was even more recognized by the international community than before. But thanks to Mr. Bao, HSBC did something wrong. Although I didn't know about it before, I still bear the leadership responsibility."

"If there is no Black Cloud Bank to turn the tide, HSBC will be the sinner of Hong Kong. Without Bao Sheng to strategize, it is not an exaggeration to ask me, Shen Bi, to take the blame and resign."

"It is an honor for us that the man who saved Hong Kong can use HSBC. Therefore, we must not ask for this loan again. I will handle the matter cleanly and leave no trace behind. President Yuan can put his heart in his stomach." .”

Both parties knew what was going on, but they refused to tell the truth. Because Heiyun meant to threaten and take advantage of the situation. If HSBC couldn't hold back any longer, Bao Zixuan would kill him severely.

Yuan Tianfan: "Don't say that, Mr. Shen. The victory over international hot money is the result of the joint efforts of all the people in Hong Kong. Black Cloud Bank dare not take credit. Although HSBC did some wrong things in the early stage, it was because Mr. Shen did not understand Condition."

"Since you understood the ins and outs of the problem, you have actively responded to the call of the Hong Kong government, and HSBC has also actively participated in the fight against international hot money. Therefore, if the credit of HSBC is equal to the credit and demerit, Shen Daban definitely deserves credit for the people of Hong Kong."

"I'm saying that even if Heiyun Bank has done a little bit, it has made such a small contribution to Hong Kong, but it doesn't dare to accept such a big gift from HSBC. After all, it involves tens of billions of Hong Kong dollars, and it also involves Morgan Bank. Therefore, Heiyun Bank must repay this loan no matter what, and I hope Shen Daban can fulfill it."

Seeing that Yuan Tianfan had made it clear that he wanted to make HSBC look bad, he knew that the matter could not be avoided. It seems that the only way to avoid disaster is to lose money, otherwise Bao Zixuan will not be able to give up. This young man is becoming more and more scary. It seems that it is difficult to achieve much in Hong Kong and HSBC, and the process of globalization will be further accelerated.

Shen Bi smiled and said: "Since you said so, I can't help you. But there is a trouble now, that is, the US dollars that Morgan Bank mortgaged with HSBC have been used to rescue the market. You also know that in During the Hong Kong dollar crisis, HSBC used all its foreign exchange reserves to exchange for Hong Kong dollars, so the US dollars originally pledged were used to repurchase Hong Kong dollars."

"Now HSBC can no longer withdraw US dollars. At the meeting at the Governor's Palace, Mr. Bao promised that if HSBC's foreign exchange reserves have problems or losses due to the conversion of Hong Kong dollars, Black Cloud Bank will never sit idly by."

"HSBC is currently facing this situation. We can't ignore it when Mr. Bao promised!"

Shen Bi wanted to throw the problem to Hei Yun again. Now that I have made concessions, what you promised at the Governor's Mansion must be fulfilled!

Yuan Tianfan: "Sheng Bao has never told me this. You also know that Mr. Bao is a boss who is an engineer. He never cares about these things. To be honest, I made the decision privately to take over the business of Morgan Bank. I have to decide first and then tell you later." Behavior."

"After all, this is a business worth tens of billions of Hong Kong dollars. If I exchanged hundreds of billions of Hong Kong dollars for U.S. dollars today, I wouldn't have to bear any responsibility even if I lost money. But if I got nothing and still lost tens of billions of Hong Kong dollars, it would be really hard to explain."

"So I hope that Mr. Shen can understand that I am just a part-time worker. Before doing anything, I must first consider giving an explanation to the company, at least so that the boss can find loopholes."

Yuan Tianfan and Bao Zixuan are obviously playing double roles. It is estimated that even if they call Bao Zixuan now, they may not be able to find the person. Now I say I make the decision privately and inform my boss afterwards. Bao Zixuan is not a fool; a person who has just arrived at the company can decide such a big matter without the boss's consent. Isn't this a lie?

Shen Bi knew that he had resigned this time and just hoped that the dark clouds would not be too dark; the feeling of leaving his fate in the hands of the enemy was really suffocating.

Shen Bi: "President Yuan, please don't say that. We are friends, how can we embarrass our friends?"

"What do you need HSBC to do so that you won't be embarrassed? Can we discuss it?"

Yuan Tianfan: "HSBC currently has no foreign exchange reserves, which is very dangerous for the largest bank in Hong Kong."

"Heiyun Bank can provide a sum of US dollars to help HSBC tide over the difficulties, but the exchange rate must be calculated at 7 yuan, so that I can have an explanation in front of the boss. After all, this is my decision to help HSBC tide over the difficulties. Who made HSBC my natal family!"

Quoting such a high exchange rate and saying that HSBC is your natal family, isn't this setting people up for death? Bao Zixuan's blow was so cruel that it cut half of the money HSBC earned this time.

But now does Shen Bi have any other choice? After thinking about it, I really had no choice but to do as Hei Yun asked.

Finally, after a series of complex calculations, Black Cloud Bank and HSBC reached an agreement. Black Cloud Bank exchanged US$22 billion for HSBC's HK$128 billion, of which US$17 billion was Morgan Bank's collateral.

After deducting bank loan interest and other expenses, it is equivalent to Black Cloud Bank taking out 5 billion US dollars in cash and taking 26.5 billion Hong Kong dollars from HSBC. The final calculation is based on the US dollar to Hong Kong dollar exchange rate of 1:5.3.

Not only did HSBC not earn the exchange rate difference and interest on the loan, it also suffered a loss of HK$6.5 billion based on the current exchange rate. This left Shen Bi's office in a mess after Yuan Tianfan left, and there was no smiling face for several days.

Especially when he learned that Yuan Tianfan came here with US dollars to process the loan this time, Shen Bi almost fainted from anger. This is clearly causing HSBC to hemorrhage, and the Baozi Xuan incident has been brewing for a long time!