Reborn in Hong Kong: The Tycoon Grows Up

Chapter 563 Handling HSBC Loans 2

Bao Zixuan went to the laboratory early this morning. Since the bank is in charge of Yuan Tianfan, he must trust him. If you want to participate in everything, don’t exhaust yourself to death. There are more and more branches of Heiyun Group.

Yuan Tianfan didn't dare to think so, let alone do it. After all, the amount of funds in Heiyun Bank is too large, especially the recent fund transactions, which makes him, an old man who has been engaged in the financial industry for half his life, a little scared.

So when I heard that Bao Zixuan was eating in the cafeteria, I hurried over. It would be an explanation if I could borrow some time to report.

Seeing Yuan Tianfan coming over, Bao Zixuan said with a smile: "President Yuan hasn't eaten yet! We just want to have something together. It looks like you came here to see me specially. We will chat while eating, and we will go to see the test data later." "

The most satisfying thing for Yuan Tianfan when he came to Heiyun Group was the food. It can be said that Bao Zixuan took great pains to build another company. Mr. Bao privately purchased several ranches in Australia and purchased land in Thailand to grow food and vegetables. The food that Heiyun employees eat is agricultural products produced on his own farm. Each meal is not only nutritious but also delicious, and is very popular among employees.

Yuan Tianfan: "Okay! President Oakley of Morgan Bank has just come over, and all the procedures have been completed. We need to repay the loan from HSBC Bank, and I have already extended an invitation to him. He did not accept or reject it, and may still be hesitating. Among them, after all, I have worked at Morgan Bank for nearly 20 years, so I may still be a little reluctant to leave!"

Bao Zixuan: "It's up to you to decide these things. I only care about the results. If HSBC is too embarrassed to come forward and let others pass, I think Shen Bi's expression will be very wonderful."

Yuan Tianfan: "Thank you boss for your concern. There is no inconvenience. The amount involved is too large, so I feel more at ease in the past. Others, I am worried that things will be messed up, and how to solve Mo Keyuan's matter."

Bao Zixuan: "Isn't the person in charge of the bank and casino still vacant? After he comes out, he can be arranged to be the person in charge of the casino, or he can go to Wanwan to develop the market. In short, it depends on his own choice."

"In addition, whether it is a casino or a bay, the things that Heiyun employees are not allowed to touch must be made clear. Don't blame me for being unkind when the time comes."

Bao Zixuan knows the dangers of gambling, and some corrupt behaviors are caused by gambling. It's best to keep everything within control, otherwise you have to give up.

Yuan Tianfan: "Okay, I will make it clear. The food in our company is really good. Since I came to Heiyun, I don't even want to eat my wife's cooking."

Next, they discussed the bank's development plan and the details of negotiations with HSBC; Yuan Tianfan separated from Bao Zixuan with peace of mind.

Seeing Bao Zixuan walking directly towards the laboratory after eating, Yuan Tianfan really couldn't understand what the boss was thinking. Obviously being so young is the time for indulgence and enjoyment. It is normal to go out to bars and date beautiful women every day. Fortunately, Bao Zixuan basically stays in the laboratory every day. Why does he make so much money? Many people don't understand. Maybe this is the reason why people can become super rich, and their own realm may be a little worse.

Shen Bi has been living a relatively comfortable life in the past few days. When the Hong Kong dollar exchange rate fell, HSBC converted all its foreign exchange reserves into Hong Kong dollars. Although there was an element of coercion from the Hong Kong government, it was unexpected that HSBC made a lot of money due to unintentional interference. This transaction alone can earn HSBC more than 3 billion US dollars. This is because the people in the Finance Department are not familiar with foreign exchange transactions. If he were a professional trader from HSBC Bank, he would probably earn at least an additional US$1 billion.

In addition, Shen Bi felt very happy when he thought of the Morgan Bank loan and the Hong Kong dollar exchange rate at this time. This year may be the most profitable year since HSBC was founded. It seems that sometimes luck really matters. If God wants you to get rich, no one can stop you.

Bao Zixuan tried every means to get HSBC to exchange all the foreign exchange. He must have wanted to see HSBC make a fool of himself. Unexpectedly, it helped HSBC. I wonder what Bao Zixuan felt in his heart. At this time, Shen Bi still wanted to see the expression on Bao Shoufu's face. HSBC really had to thank him for making so much money.

But at this time, the secretary came over to report that Yuan Tianfan, the president of Heiyun Bank, was visiting. Although Yuan Tianfan was once his subordinate, Heiyun Bank and HSBC were not very good at dealing with each other. Without Bao Zixuan, he would not have been in such a mess some time ago. But how to tell where the person's identity is, and it's not easy to push the person out because the visitor is a guest.

When Yuan Tianfan came to Shen Bi's office, he didn't drag him down. He also acted as his own leader. We still have to give him the face he deserves. Yuan Tianfan spoke first: "Hello, Mr. Shen! I haven't seen you for a few days, but you still look good."

Shen Bi: "Tian Fan, Ao, if you look at my memory, I should call you President Yuan now. Why do you have time to come to HSBC today? In Chinese terms, this is your natal home. You should come here more often."

Yuan Tianfan smiled and now said it was his natal family. But after a while, I will probably be able to tell the security guard that I am not allowed to enter.

Yuan Tianfan: "Thank you very much for thinking about me. I came to HSBC today to handle business."

When Shen Bi heard that Yuan Tianfan had come to handle business, he immediately had a bad feeling. After all, HSBC and Heiyun had no business dealings. And the business that allows Yuan Tianfan to come forward in person is certainly not small, so logically speaking, he should know it!

Shen Bi: "President Yuan, if I remember correctly, there seems to be no business dealings between HSBC and Heiyun. Are you mistaken? Why don't you go back and check again."

Yuan Tianfan: "There is no business relationship between HSBC and Heiyun Bank, but both companies have business dealings with Morgan Bank. Morgan Bank has transferred some of its business in Hong Kong to Heiyun Bank. This includes their work with HSBC The bank’s loan has now been taken over by Black Cloud.”

Hearing this, Shen Bi finally understood the purpose of Yuan Tianfan's visit today. He knew that HSBC did not have that many US dollars. If you come here to fight against the autumn wind, you won't be able to keep your collateral. Who will dare to trust you in the future? This is a big plan to open a bank.

In fact, when the loan was about to expire, Shen Bi took the initiative to contact Morgan Bank and even called Oakley himself. In Shen Bi's mind, he feels that the initiative lies with HSBC. The exchange rate of the Hong Kong dollar is so high now that Morgan Bank's mortgaged US dollars with HSBC can be exchanged for about 80 billion Hong Kong dollars at most. It can be said that Morgan Bank's redemption of 101.5 billion would be a huge loss.

At the same time, I am also worried that Morgan Bank is too focused on business ethics and credibility. If it really takes more than 100 billion Hong Kong dollars, HSBC will not have US dollars to give it to others. Therefore, everyone can take a step back. Even Shen Bi can accept the interest of several billion Hong Kong dollars for letting the other party accompany him.

Everyone will no longer pursue the case, and everyone will settle the account. HSBC still needs to rely on Morgan Bank to develop in the United States. After all, that is their territory.

But when Shen Bi contacted Oakley, the other party said that the work handover was being processed and that the other party had been transferred back to the US headquarters to report on his work. Hearing this, Shen Bi thought that even at this time, the Americans were still stubborn. Everyone knew that Oakley would take the blame for the Morgan family heir this time. You said you were going back to report on your work, but there is no position for you to report to when you go back. Isn’t this just trying to make a fool of yourself!

Now that Oakley has been dismissed, he can only wait for the new president to take office, and Shen Bi does not dare to push the other party too hard. If Morgan Bank really spends hundreds of billions of Hong Kong dollars, it will be difficult for HSBC to handle it. The longer it takes, the better it will be for HSBC. You can take advantage of the time now to exchange Hong Kong dollars for some US dollars to prepare for emergencies.

But he didn't expect that the Hong Kong government's first ban on HSBC's reopening was to ban the exchange of Hong Kong dollars for foreign exchange. Now it seems that all this is a conspiracy. It's all a trap that Bao Zixuan dug for himself, just waiting for HSBC to fall into it.

Since Black Cloud Bank dares to take over the loan from Morgan Bank, it must have prepared Hong Kong dollars and is waiting to redeem the US dollars. Otherwise, if he had taken over this kind of loan knowing that the Hong Kong dollar was appreciating, Bao Zixuan would not have had too much money and no place to spend it.

Now that HSBC has no foreign exchange reserves at all, how can it come up with so many U.S. dollars. Yuan Tianfan must have said hello to several other banks if he dared to come over in a big way. At this time, there was no one in Xiangjiang who could exchange US dollars for HSBC.

At this time, Shen Bi's mind was thinking at high speed. It would be difficult to crack the Black Cloud Bank if it was so well prepared. You can't refuse to collect money from others for repayment, but you have to give it after collecting the collateral. At this time, the initiative is no longer in the hands of HSBC.

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