Wealth

Fan Wubing called and asked. My own women are actually all messed up with chores, and there is no time to accompany him to escape the summer heat. This can't help but make Fan Wuyao a little bit emotional. Once upon a time, they all became strong women in their feelings?

Before the trip, Fan Wuyi went to Fei Yuanjifei’s home to hang around for a while, helped him check his physical condition, and chatted about trivial matters casually. Fei Lao was in a good mood and talked a little with Fan Wubing. The secrets of the year, such as the time before the founding of the country, such as the ups and downs of the old chief, such as the old chief's views on Fan Wuyi at the time, and so on.

"Although this world belongs to us, it is yours after all--" Fei Lao said with some sorrow, "If you have time, go and see Xiao Zhu. He is upright tempered and always offends people. Friends don't Many, even though you are young, you are considered one."

Fan Wubing nodded, feeling ashamed in his heart. The little Zhu in Fei Lao's mouth is naturally Boss Zhu, and there can be no one else. Recently, I have been patronizing the power position of my father, Fan Heng. I have been planning this for more than half a year, but I have less contact with Boss Zhu.

Especially in recent months, after Boss Zhu has completely retired, he hasn't made a special visit. It is really inappropriate. Although it is because of SARS on the one hand, everyone has avoided contact as much as possible, but mostly by phone. The way of contacting each other is greetings, but at this time the SARS epidemic has been under control, and there are no new cases. If you don't go around, you seem to be a bit snobbish.

Therefore, Fan Wubing is very grateful for Fei Lao's reminder.

After leaving Fei’s home, Fan Wubing hesitated for a while. He originally thought that he was going out with his girlfriends for fun, but at this time he thought of going to see Boss Zhu, so naturally he couldn’t go so much. There are people, Fan Wuyao thought that it would be more appropriate for him to come over and greet him alone.

So Fan Wubing inquired about Boss Zhu's whereabouts from the side, and without contacting him directly in advance, he got on the plane heading south and came to Jiangnan.

In July in Jiangnan, the weather is really not so good. Fortunately, it rained not long ago, which made the weather warmer, so it was the right time when Fan Wuyi came over.

After contacting Boss Zhu’s office, he knew he was listening to the theater in the theater, so Fan Wuyi went to this Jiangnan theater with a history of more than 100 years and came to see him.

This theatre building was built in the Qing Dynasty. It is surrounded by mountains and rivers, and has a poetic and artistic touch. It is indeed a good place to spend time after retirement. However, there are not many formal performances at this time. It is said that they are all fanboys. I am entertained here, but occasionally I can invite famous corners from all over to join in the fun.

When Fan Wu came over, he was stopped by nearby security personnel performing security tasks.

During his reign, Boss Zhu offended a lot of powers because of his strict rule of the country. Therefore, after his abdication, the central government requested that security be strengthened to ensure that no major problems would occur. Therefore, he still could not move freely like ordinary people, one for the country and People who have made significant contributions to the people have to pay for it in their later years. This world is really embarrassing.

Fan Wubing shook his head. Then he was born with his own identity certificate.

"It turned out to be President Fan. I have been admiring a big name for a long time." The leader in charge of security work immediately respected. Even if he is not very clear about others, it is only the title of Special Advisor of the State Council with ministerial treatment, which is very powerful. Not to mention that his dad is still an executive vice premier, a real member of the Politburo Standing Committee.

But when they were about to give Fan Wubing a briefing, Fan Wubing waved his hand and said, "Don't disturb his old man, I'll go in and sit and listen, and I'll talk about it when the scene is over."

After hearing this, the team leader hesitated, and then led Fan Wuyao to sit down in the court.

After walking in and sitting down, Fan Wubing realized that this theater building is really unique and amorous. The only table and chairs placed here are solid wood furniture from some years old, and there is no place without history. Accumulate flavor.

There were not many audiences in the venue. They looked like 20 or 30 people. Everyone was intoxicated. Some people sipped their tea cups gently, while others closed their eyes and kept their fingers on the table with the beat. Knocked, some craned their necks and looked at the stage, all with a very engaged expression.

What surprised Fan Wubing was that Boss Zhu was not in the audience seat, but sitting on the stage wearing reading glasses, **** a Huqin, and pulling attentively. There are more than a dozen luthiers who scored the music together nearby.

"I never knew that Boss Zhu would still do this--" Fan Wuyao said to himself.

The lights on the stage came down and shone on Boss Zhu’s side face, showing some simple and clear temperament. Fan Wubing looked at the stage sideways, and felt that everyone around him seemed to have disappeared. Boss Zhu who was playing the piano with his eyes half-squinted was left there.

Fan Wubing didn't hear clearly what Dan Jiao was singing on the stage. Hu Qin's voice seemed to make him hear an ancient song.

Don't you see,

The water of the Yellow River comes up from the sky,

Rushed to the sea and never returned.

Don't you see,

Gao Tangming Jing's sad white hair,

The morning is like a blue silk, and the evening turns into snow.

Life is proud to be thoroughly enjoyed themselves,

Don't make Jinzun empty to the moon.

I am born to be useful,

The daughter is gone and come back.

Cooking sheep and slaughtering cows is fun,

You will have to drink three hundred cups.

Master Cen,

Dan Qiusheng,

Will enter the wine,

Don't stop the cup.

A song with Junge,

Please listen to me.

It's no wonder that Fan Wuyao listened intently. He had been with Boss Zhu for many years. Boss Zhu was upright, selfless, honest, courageous, and wise, and hated corruption. But nowadays, good people are always suffering and bumpy. The vice premier for seven years and the prime minister for five years. In the hearts of Chinese people, Boss Zhu has left the image of an iron bread father. Until now, all kinds of voices about him have been It still reverberates in the folks for a long time and has become an immortal legend.

"As long as I'm in Shanghai for a day, you don't want to be promoted!" Boss Zhu, the mayor of Shanghai at the time, said to his nephew. After that, Boss Zhu served in Shanghai for four years. The position of his nephew has not been transferred in any way. You know, Boss Zhu lost his father before he was born, and then lost his mother at the age of ten. It was his uncle, the grandfather of his nephew who raised him.

"What kind of project is this? I want to use the party and the people's money to do this kind of tofu project. I want to ruin you!" Facing the big breach of the Jiujiang Yangtze River Dike, he was angry, but unfortunately, although he was the prime minister, he But there is no such power.

Perhaps in some Western countries, these are nothing, but in China, under the unequal power and supervision, and the prevailing corruption, how precious is the spirit of Boss Zhu?

Fan Wuyao thought about it again in 1991. He had just returned from the United States and met Boss Zhu for the first time. The two hadn't dealt with each other, and they had not established a relationship of mutual trust. At that time Boss Zhu had not yet moved forward. The front desk was only actually controlling the domestic economic system reform. As the two became acquainted, a lot of things happened in the past ten years, such as the soft landing of the economy, the tax-sharing system, the retreat of the country and the advancement of the people, the heavy blow to smuggling, The Southeast Asian financial turmoil, the reform of state-owned enterprises, and so on, all seem to be vividly visible, as if right in front of them.

"Everything changes, everything is wrong--" Fan Wuyao sighed again.

There were a few changes on the stage, and it took more than half an hour before it was considered resting. Boss Zhu, who was wearing a light gray jacket and casual clothes, talked and laughed with the musicians beside him, very leisurely, and a few people stepped off the stage. Come, say hello to friends who are accustomed to, and then sit down at a table.

Soon Boss Zhu saw Fan Wuyi who had just stood up, and couldn't help but be a little surprised. Immediately laughed, and walked directly towards him.

"Why do you have time to come here?" Boss Zhu asked with emotion.

"Come to listen to the play--" Fan Wubing smiled.

"It's been more than a hundred days since I retired. You are the first big person to see me." Boss Zhu said with a smile.

"What a big man--" Fan Wubing shook his head, "I'm just a businessman who eats and drinks."

Although that is the case, if speaking of true influence, Fan Wubing’s current energy is very large. After all, in this increasingly market-oriented world, nothing can be worth a word of money, especially overseas. , The influence of Fan Investment Group is getting bigger and bigger. The diversified investment makes Fan Wuyao have a very prominent position in the political and business circles of various countries.

The two of them sat down and drank some tea, and then Boss Zhu suggested, "Shall we go for a walk?"

Fan Wubing nodded, and then the two stood up one after another and walked out.

At this time, Fan Wuyao saw four sturdy young boys coming out around him. They were obviously bodyguards. He followed them very vigilantly and walked out. After going out of the gate, he found that he was staying outside. There are also a lot of security personnel, and he couldn't help but murmur in his heart. He had long heard that because Boss Zhu offended too many people in his office, he would not be free after retirement. At this time, it seemed to be true.

Boss Zhu has been engaged in economic work for a long time and is a recognized leader who understands economics.

During his tenure as the leader of Shanghai, both the development and opening up of Pudong, and other aspects of communication, municipal administration, city appearance, and transportation that citizens feel every day have been significantly improved, and he has won the trust and trust of the central government. The reputation of the common people.

In 1991, Boss Zhu served as the Vice Premier of the State Council and Director of the Production Office of the State Council. His scope of responsibility includes important economic sectors such as industry, agriculture, and finance.

He is an expert in dealing with many economic problems. After moving from Shanghai to Beijing, he took the lead in dealing with the tricky "triangular debt" of enterprises, and he was in charge of solving the "white tack" of grain purchases. When rectifying the chaotic financial order, he personally served as the People's Bank of China. President.

As a result, every problem was solved quickly. The old chief once praised him for his views, ideas, courage, and understanding of the economy. This is a rare evaluation.

In 1992, the economy experienced chaotic financial order, including investment expansion, excessive currency issuance, soaring prices, and stock fund raising. Boss Zhu, the vice premier of the State Council and director of the Economic and Trade Office of the State Council, was the main leader of the central government. With support, we will make decisive decisions and make every effort to strengthen macro-control.

He rectified the financial order and laid the foundation for controlling inflation and lowering prices. He insisted not to engage in full-scale austerity, and only strictly managed low-level redundant construction and the part of the bubble economy, while protecting transportation, energy, agriculture, and fostering. The part of new economic growth points is actively supported.

In this way, not only the great ups and downs were avoided, but also the healthy economic development was maintained.

The reform of state-owned enterprises, the strengthening of the basic position of agriculture, and the continued implementation of moderately tight fiscal and monetary policies have become the focus of his work.

Strict governance is a political principle that he has always followed. He usually speaks and acts calmly, act decisively, and vigorously. What he can't tolerate is the procrastination of the government, and he harshly criticizes this without mercy.

Fan Wubing remembered it very clearly. Once, he criticized some units by name at the National People's Congress, and the results were unanimously supported by the representatives. He said, I sometimes criticize too harshly, which is not good, but why must the leader lose his temper before doing it? Some things must not be done, but not done. But he also admitted that he has one advantage, that is, he only criticizes people and never punishes them.

The two chatted casually while walking outside, walking along the small lake outside the theater building. There were Yiyi’s willow branches hanging down by the lake, swaying to and fro in the breeze. The sky above is sparkling with blue waves, and the sky is shining.

"Recently, it has been completely put down -" Boss Zhu said to Fan Wuyao, "But there is still one thing that is always lingering in my heart, and I am a little worried."

"What's the matter?" Fan Wubing asked curiously.

"It's about the four major asset management companies--" Boss Zhu said.

Fan Wubing nodded, he knew about this.

At the end of 1997, the central government convened the first national financial work conference. It was at this conference that, as one of the steps to perform major operations on the financial system, it was to divest huge amounts of non-performing assets in the banking industry and establish Huarong. Established plans for four asset management companies, Great Wall, Dongfang, and Cinda.

It really prompted the decision-makers to make up their minds to solve the problem. Due to the sudden Asian financial turmoil this year, the banking industry is facing a dominant position, and no reform will jeopardize the overall economic situation.

In 1999, the four major asset management companies finally came into being. These companies took over 1.4 trillion yuan from the four major state-owned banks of industry, agriculture, China, and China by means of central bank refinancing and targeted issuance of financial bonds. Of huge non-performing assets.

As the sole shareholder, the Ministry of Finance injects 10 billion yuan of capital into each company, and has clearly set a ten-year duration.

In this context, the four major asset management companies were given the special mission of handling non-performing assets of state-owned banks on behalf of the country. Since these companies are not a profitable business entity, their main goals are to preserve assets and reduce losses to the maximum. Yes, the disposal of the non-performing assets of the four major banks takes ten years. After the disposal of the non-performing assets is completed, the four asset management companies will be closed and their employees will return to their original banks.

Solving the problem of non-performing loans of the four major state-owned banks through the help of the government is certainly a way to learn from the successful experience of other countries, and it is also a responsibility of the government.

The successful experience of other countries, whether there are the conditions for growth in the country, and whether it is applicable are all questions, but it will not work if you don't try it. Otherwise, the best foreign systems will not find its growth point in China.

However, in the context of the time, each party would not listen to the opinions of others at all, and hoped that the sooner domestic asset management companies were launched, the better. It can be said that the interests of vested interest groups are the most hurried implementation of domestic asset management companies. The basic reason.

Because of these non-market-oriented reasons, it is impossible to adequately design relevant policies, laws and regulations, and it is too late to establish a complete asset management system. A series of moral hazards in the process of state-owned banks' stripping of non-performing assets are also very fast. Exposed.

As far as state-owned banks are concerned, they are doing everything possible to spin off non-performing assets to asset management companies. Once they are stripped off, how to realize the transformation of the state-owned bank’s operating mechanism after the spin-off of non-performing assets of state-owned banks and how to reduce new non-performing assets should not be considered. many.

It can be said that it was precisely because the mechanism for the generation of non-performing assets of state-owned banks was not changed after the divestiture of non-performing assets at that time, since last year, the domestic economy has experienced investment overheating and state-owned bank credit has run out of control.

Of course, Fan Wubing is very clear that this credit runaway will not show up in the short term, but a few years later, the four major state-owned banks may have a large number of non-performing loans.

For enterprises, especially state-owned enterprises, because state-owned enterprises and state-owned banks are one family, state-owned banks used to have huge non-performing loans, and state-owned enterprises dare to borrow money and not repay. This is the fundamental reason.

Therefore, if the debts of state-owned enterprises can be easily divested to asset management companies through banks, then the company will definitely regard the asset management company as a policy financial institution, and will definitely push the company’s debt to the asset management company. The new non-performing loans have not only increased the non-performing loans of state-owned banks, the operational mechanism of enterprises cannot be optimized, but also created conditions for the moral hazard of asset management companies.

In other words, since corporate non-performing loans continue to arise, and banks simply allocate non-performing assets to asset management companies without fully clarifying their responsibilities and accounts, and asset management companies may also take them out of their own interests. The entire risk of handling non-performing assets is passed on to banks. For example, asset management companies may change the progress of handling non-performing assets based on their own interests. In order to get rid of non-performing assets as soon as possible, prices will be lowered, resulting in the loss of state-owned assets and seriously harming society. Benefit.

Regarding these problems, before the establishment of domestic asset management companies, the theoretical community conducted multi-level discussions to analyze the possibility of these problems, and the actual results were more serious than the theoretical analysis.

But why is there no corresponding system rules to define and avoid it, knowing that there are all kinds of moral hazards happening?

It can be said that the subsequent problems of asset management companies of one kind or another cannot be fully explained by the flaws in the system and the hasty introduction of domestic asset management companies. This is because the reason why domestic asset management companies have rushed to launch is driven by the interests of some vested interest groups, and they are vigorously lobbying the government to do so.

For example, the Temasek Group in Singapore, in order to obtain huge returns from the Big Four Banks, it must be hoped that the Big Four Banks can get rid of the historical burdens. To get rid of them, they need an institution that can receive the burdens. Asset management companies naturally Is the first choice.

At that time, Fan Wubiao proposed that the establishment of domestic asset management companies should be established in accordance with the law. See which country under the developed market system is not the case? There is no corresponding law and system, only some methods and regulations are simply promulgated. The definition of the property rights of non-performing assets may be unclear, and the relationship of rights and responsibilities between different organizations and institutions cannot be defined.

The non-performing loans of the four major state-owned banks are forcibly allocated to the four major asset management companies established. This is an administrative relationship. Then the four major asset management companies should be directly affiliated to the four major state-owned banks. Not only does it require financial independence, but also It needs forces outside of its organization to bear the corresponding burden.

But in fact, the establishment of the four major asset management companies is basically funded by the finances, and the disposal of their non-performing asset divestitures must also be borne by the state finances.

As someone has pointed out, the four major asset management companies are four different organizations that wear official uniforms but are engaged in business activities. They are neither market organizations nor administrative organizations. Under such conditions, state-owned commercial banks and The relationship between asset management companies cannot be clearly defined.

In this relationship, no matter which party will push the risk of its operations to the other party, it will try to reduce its own responsibility for its actions, and the inefficiency of the operation of the asset management company is inevitable.

It is also under such an institutional environment, coupled with the fact that the organization of the four major asset management companies is basically the personnel arrangement of the planned economy system, and the domestic asset management companies grew and developed under abnormal conditions from the beginning. As a policy financial institution, especially a special financial institution with a ten-year life cycle set at the beginning, the assessment indicators have never created real pressure for the development of asset management companies.

In their company, there is no mechanism to restrain them, and they work solely on conscience. In other words, the existence of a domestic asset management company is entirely a moral constraint. If a staff member is not a moral person, then it is easy to understand the violation of law and discipline and the embezzlement of state-owned assets.

At this time Boss Zhu mentioned this issue, and he was very worried, but he also knew very well that he could not intervene in this matter. It would be impossible to use his own power to fight against many interest groups. Won, but this time Fan Wubing made a move to wipe out the Temasek Consortium’s ambitions for the four major firms. Boss Zhu still sees it in his eyes and is happy in his heart. Therefore, he thinks Fan Wubing can play a positive role in this regard. .

"In the next ten years, the financial industry is the most prone to problems. I am very worried. I hope you can keep your eyes on it and don't let them make too much trouble." Boss Zhu said to Fan Wuyao.

Fan Wuyin nodded, knowing exactly what Boss Zhu meant. In ten years, if his father Fan Heng can continue to serve as a member of the Standing Committee for ten years, he would indeed be able to play a pivotal role. No wonder Boss Zhu did this. After all, with the strong power of Fan's Investment Group, Fan Heng, a member of the Standing Committee, can play a role far stronger than anyone else.

Today's Fan Investment Group is really too big. It has grown into an unmatched capital behemoth, ranging from manufacturing to financial industry, to the mining industry and air transportation industry, and even light industry and high-tech. In the biopharmaceutical industry, as long as there is a place to make a lot of money, Fan Investment Group is everywhere, and even in terminals such as chain electrical supermarkets, and emerging industries such as Internet and online games, Fan Investment Group is indispensable. Severe participation, it can be said that where there are people, there is Fan's family, and Fan's family is inseparable from the opportunity to make money.

At the beginning of the year, Fan Wubing used to make some rough statistics of his various assets, and he was shocked. Now the combined investment and capital of various places has exceeded 6 trillion US dollars. This does not include some small-amount investments that he didn't think of. The so-called small-amount investments in his mouth are actually those investment projects of less than one billion U.S. dollars held by the company's senior officials.

Boss Zhu values ​​Fan Wubing so much, and Fan Wubing himself feels that with his own ability, he can accomplish many things.

But Fan Wubing himself knows very well that if he really wants to accomplish these things, he will inevitably offend many, many people and get in many, many troubles. Even if he is so capable, he cannot bear the anger of the people. Yes, after all, this is a matter of making money.

Therefore, Fan Wubing's heart also has a plan, that is, things can be done, but only images can be carried out on the system. It is better to stay away from the operation on the specific level. The current situation of Boss Zhu is even a lesson from the past.

Besides, I am only a businessman at his control, and I am not a national civil servant. There is really no need to pretend to be in the interests of everyone. It is good to have a sense of public morality, but when the public morality of the whole society is lost. , I don’t have to pretend to be a saint, isn’t it?

The two people walked along the lake for more than an hour and talked a lot.

It can be seen that Boss Zhu did not really clean up during this period, but considered a lot of issues. Otherwise, there would not be so many topics discussed with Fan Wuyao today.

"Are you really not considering entering officialdom?" At the end, Boss Zhu suddenly asked Fan Wuyao a question.

Fan Wubing was taken aback. He did say this before, but at this time Boss Zhu raised it again, which made him feel a little abrupt.

Boss Zhu saw Fan Wuyi's reaction and said with some regret, "That would be a pity."

"It's nothing to be a pity—" Fan Wubing understood Boss Zhu's thoughts and smiled. "Everyone has something suitable for them to do. I am a young and energetic person, and coupled with my youthful spirit, life is very good. The mess is not suitable for development in officialdom at all. And I am a profit-oriented person, and the pursuit of maximization of profit is my only goal. Therefore, once I enter officialdom, it is really difficult to guarantee that I will be a Honest officials, so don't talk about it anymore."

Boss Zhu shook his head and said, "That said, but I believe that even if you enter this big dyeing vat, you will not turn black. I still have a vision for that."

The two chatted for a while, and the security staff came over and told Boss Zhu that there was a visitor at home.

"Then I'll go back first. If you have time, stop by me for tea." Boss Zhu said to Fan Wuyao.

Fan Wubing nodded, indicating that there is no problem.

He stood there, watching Boss Zhu's figure slowly disappear into the shade of the green willows by the lake, he couldn't help but be in a daze, and seemed to remember the words Boss Zhu had said before.

"I rarely write inscriptions for people because my characters are ugly, but I give them four characters and don't make false accounts. I hope that every student who graduated from the National Accounting Institute will always keep in mind the school motto of these four characters. "

"Every one of us has the responsibility to build this country. To learn, we must be solid, and we must not be honoured; we must be fair and honest in our work, and we must not be left behind."

"I am not diligent and honest, eating and drinking, arbitrarily approving notes, nepotism, engaging in relationships everywhere, and treating national property improperly. If you sit on the rostrum and make a report, can you not scold you below?"

"Regardless of whether it is a minefield or an abyss, I will go forward courageously, without turning back, I will do my best, and I will die."

"To fight against corruption, we must first fight the tigers and then fight the wolves. We must not tolerate the tigers and raise the traitors. Prepare a hundred coffins and have one of mine. It is nothing more than the same end, but in exchange for the long-term stable development of the country and the people's confidence in our cause."

"As for myself, except that I am really working hard, I have no advantages. I don't want others to learn from me, especially when a Hong Kong newspaper says that my skill is to slap the table, beat the bench, and stare. Don't learn from me.

But this newspaper was wrong. The table was photographed and the eyes were stared. If you don't stare, isn't it a vegetative person. The bench has never been beaten, and it hurts.

As for saying that I did this to scare the people, I don’t think anyone believes this. I never scare the people, only those corrupt officials. "

"I just hope that after I leave office, the people of the whole country can say that he is an upright official, not a corrupt official, and I am very satisfied. If they are more generous and say that he has done something practical, I will be thankful."

Thinking of the past, Fan Wubing was a little lost. When he reacted, he saw that the sun was already to the west, the setting sun, the old trees, the falling flowers and the flowing water, and the number of pedestrians walking or sitting on the lakeside gradually became more and more. It can be seen that their lives are very simple and their mentality is very relaxed.

After experiencing SARS, everyone's health awareness has greatly improved, and there are people walking or exercising everywhere.

During this whole day, Fan Wubiao thought of a lot of things, but at this moment, when he came back to his senses, everything passed by in a flash.

Seeing the people walking by the lake, Fan Wubing shook his head, wondering why he made himself so nervous? In this twenty-seven-year-old summer, I already have too many things, money, power, beauty, family, everything is missing.

What are the extravagant hopes?

Compared with Boss Zhu, he has paid a lot, but he has also gained a lot. There is really no need to complain about it. Could it be that there is too much money, too many industries, and too many women. Is it troublesome?

Fan Wubing chuckled. When he was thinking about something, the phone rang, and there were several calls in a row, but the women were concerned about their calls, which made him feel infinite.

He took out the small hip flask next to him, drank it, and thought, since he was reborn, he has been struggling for survival for 27 years, or in the rest of his life, he should learn to let go and grasp more. The most important thing is to get rid of those industries that don't need to invest much effort, seize these confidantes who are enamored of them, and don't let the time pass. This is the most important thing.

As for the idea of ​​throwing a lot of youth on the officialdom, it’s better to leave it far away. I really don’t want to do such a thing, and put myself in such a prosperous young man by the officialdom. Become a sad little old man.

Fan Wubing thought about it, a slight smile appeared at the corner of his mouth, and he suddenly slipped under his feet. Although his body responded naturally in time, he didn't know what to do, or the alcohol content in his body was high. After a little bit, the sensitivity of the reaction is also a little bit worse, and the body actually fell into the lake like that.

His swimming skills are still as poor as they were more than ten years ago. Coupled with the influence of alcohol, he immediately took two sips of water and plunged his head. His mind was also dizzy, just as he was thinking about this time. When I was about to drown, I felt that the collar seemed to be hooked by something.

Then a strong force came over, and he was hooked out of the water.

Fan Wubing took a big breath, feeling the fresh air, spit out the sewage in his mouth, opened his eyes and looked at the girl who fished him up with a long bamboo pole tied with a curved iron hook. ~www.NovelMTL.com~ It seems that the other party feels a little familiar.

"Who is this little girl, and how does it feel as if I have seen it somewhere?" Fan Wubing felt that the other person impressed him deeply, but he seemed to have never seen it in this life.

Looking at the other party's youthful and sprouting figure, full chest, and beautiful face, Fan Wuyi's hair suddenly exploded, because he remembered the identity of the other party, and it was the one in the previous life who kicked himself. The culprit who caused one's own rebirth after getting off Yangming Mountain!

Fate! Fan Wubing tightly grasped one of the little girl’s feet, his heart was as indescribably like a pot of boiling water. He didn’t expect that there would be a chance to see this enemy again in this life, but at this time, Fan I'm not ill, but I don't know whether I should pay a lot of money for the life-saving grace in this life, or push it down and then push it down to repay the grievances of being kicked down the cliff in the previous life.

"Big brother, are you okay?" The little girl didn't expect that she would have such a close relationship with the person who fell into the water, but she asked Fan Wuyi caringly with her eyes wide open.

"It's okay, ah-ah-ah-Snee -" Fan Wuyao sneezed, and thought, toppled, or not to be pushed down, to hold grudges, or to hold grudges, this is really a big problem. Yo.