After a good night's sleep, Zhang Yu got up in no hurry.

"Ning'er, you were so waved last night." Zhang Yu said deliberately.

"It's all caused by you, so dare you say it." Zhang Ning went to pinch Zhang Yu as he said.

The two fought for a while before Zhang Yu got up.

After getting up, Zhang Yu went to find Guo Jia.

"Fengxiao, you can ask for a copy of the list that Zhang Zhao lent me last night, and then check it out secretly to see who has borrowed more."

Zhang Yu said that the amount of borrowing is not the amount of borrowing money, but the proportion of his own family's property.

For example, a family has only 10 million assets, but borrowed 2 million Zhang Yu, which accounts for 20% of the assets, which is very high.

"Lord, it's simple. I have a lot of information on file. Go back and check it, and it can be done in one day." Guo Jia said after understanding Zhang Yu's meaning.

Guo Jia has collected these pieces of information, but he has blocked all these pieces of information.

These messages involve the privacy of others. As long as it does not harm Zhang Yu and the others, Guo Jia will not use it, and will not let people contact it normally.

As for collecting such information, Zhang Yu also requested it, but Zhang Yu himself would not check it unless it was necessary to target someone.

It is necessary to collect such information. If a family suddenly has a large amount of income or secretly transfers a large amount of assets, it may be suspected of collaborating with the enemy. Only when these conditions are triggered will someone send a special and careful investigation.

The information that Guo Jia filed on the record is not too secret, just a lot of information is aggregated.

That night, Zhang Yu received the message.

"This is not bad for Chen Sheng. He borrowed one million. This is all his current assets. His assets total more than eight million. Usually, this million is already the limit." Guo Jia said.

"The same is true for Yang Hong. The three million he borrowed is one-third of his property. I heard that he still needs to borrow some of his assets to get three million."

Guo Jia also told Zhang Yu some news. More than a dozen of them have sincerely lent Zhang Yu. Although they don't have the most money, they do their best.

"Well, these people, I will never treat them badly." Zhang Yu said.

"Haha, lord, those who will lend you a little, don't you want to investigate others." Guo Jia said with a smile.

Zhang Yu shook his head and said, "As long as these continue to abide by the law, no one will embarrass them, but in the future, many benefits will definitely have to take care of those who support me."

"I will let Zhang Zhao focus on taking care of these people. For some we need to cooperate, we will give priority to cooperating with them. For example, if we want to purchase supplies, we must first find them." Zhang Yu said.

Guo Jia nodded, admiring Zhang Yu very much, and thus formed a huge interest group, these people will develop to support Zhang Yu even more.

At the same time, there are others who only regret it.

Zhang Yu is not just talking about not treating them badly.

For example, Chen Sheng opened a mine. Zhang Yu also needed these things. Naturally, they bought them back. In addition, Zhang Yu needed a lot of stone to build a city, and there was a lot of stone for mining. These were also used so that Chen Sheng could make a profit. pen.

In addition, when Yang Hong opened a tea plantation, Zhang Yu could buy the tea and sell it to the grassland, or tie Yang Hong and transport it directly to Youzhou for sale.

For some of these people who need the cooperation of the government, Zhang Yu will give them more convenience within the scope of his power.

Those who can cooperate are given priority.

Those who borrowed money and did not do their best, although they were not on Zhang Yu's blacklist, but did not receive Zhang Yu's care, they would definitely regret their deaths.

Soon after, Zhang Zhao found those families and cooperated with them.

For example, Chen Sheng and Zhang Zhao directly gave him two million large sums of money to purchase all his copper mines and some stones.

Chen Sheng lent one million and immediately received two million for the goods, which was paid in advance.

This made Chen Sheng never thought of it.

Then, a dozen other families were also taken care of to varying degrees.

Yang Hong wants to charter a boat to Youzhou to sell tea. Zhang Zhao directly issues a voucher so that he can pay after he comes back, because he needs a deposit, a large deposit.

In addition, when he returned, Zhang Zhao asked him to help transport some things back, and the rent paid out part of it for him.

In this way, Yang Hong is very cost-effective. When he comes back, he does not need an empty boat and saves a lot of rent.

Some aristocratic families came to understand, but it was too late.

They were looking for Zhang Yu with a large sum of money, but Zhang Yu no longer needed it at this time.

I borrowed 300 million yuan before and after, which was enough.

Moreover, after the tens of millions from overseas arrived, the autumn harvest was almost near, when there was a large amount of taxation, Zhang Yu's economic crisis was completely over.

Zhang Yu began to formulate a bank plan.

He can only come to this plan, and others don't understand the rules.

Simply, what Zhang Yu wants to build is a bank, not a bank, which is relatively simple.

It took a day and a night to work out the plan.

Then Zhang Yu asked Zhang Zhao to find someone~www.wuxiaspot.com~ It is not difficult to find people who operate the bank. Some in Jiangdong are scholars, and many have a fairly high level of mathematics.

The mathematics taught at Jiangdong Academy is very good.

With the talent, the plan, and the money, it doesn't take long before the bank can be established.

After a few months of busy work, my strength recovered little by little.

The role of the bank is too great.

When someone deposits money in, Zhang Yu can directly use part of it when he has no money.

In addition, it is more convenient to pay. Zhang Yu needs to purchase a large amount of money from outsiders. When paying, he can directly ask the bank to issue the invoice. As long as the other party does not go to the bank to exchange it immediately, Zhang Yu does not need to actually take out this part of the money.

Zhang Yu approached Zhang Zhao and told him about the functions and concepts of the bank.

"Haha, lord, the role of this bank is too great. If we had this bank, we would not have a money shortage." Zhang Zhao said happily after he understood it.

Zhang Yu shook his head and said, "It's not that simple. Now you have to gather a group of people and let the workshop make a special paper. The paper uses tropical trees in the southeast, so that others can't fake it."

If the voucher is issued, if ordinary paper is used, it may be counterfeited. After all, the craftsmanship of the ancients is still very powerful.

Monopoly is achieved from the source, as long as others cannot produce paper, then there is no way.

Zhang Zhao was very happy to prepare.

This is a once-and-for-all approach. With a bank, you will not be afraid of running out of money in the future.

The bank affairs were temporarily settled, and Zhang Yu began to focus on the military.

According to the plan, it won't take long to cross the river to fight Yuan Shu.

Zhang Yu called several military chiefs to find out the situation.

The number of troops can be fully staffed in just one month, and the most important thing is training. As long as they are well trained, they can go to the battlefield.

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