The Founder of the Great Financial Family

Episode 9 03. Meet the Goldsmith (3)

“Rockefeller, how did you go to Banco?”

As Rockefeller returned, the younger brothers who were waiting for him in the house flocked to him.

Looking at his facial expressions, he looked nervously waiting for him.

“Did you sell gold?”

“Or did you not sell it?”

Rockefeller responded with a smile to his younger brothers, who had been staring at him.

“Things went well. From now on, we can take the canned gold and sell it to the goldsmith here.”

“really?”

“I’m really happy!”

At Rockefeller’s words, the second and third sighed in relief.

If you can’t deal with placer gold, it’s meaningless.

“But how did you sell it? I think goldsmiths would be suspicious of goldsmiths if they actually brought in gold and sold it.”

“There is a trafficker, and my brother tricked the goldsmith by playing a helping role in the middle. I thought I would do that so I wouldn’t ask about the source of the placer.”

“Didn’t you notice?”

“There is nothing to catch. How good was your acting? He was still young, so he didn’t doubt it that much.”

Hearing that, the third was the most happy expression.

“Rockefeller is the best! Now we can be rich too!”

The second was just as excited as the third.

“Like the real Joshua said, we can be rich too. You don’t have to worry about starving anymore!”

The expression on the fourth person’s face brightened when he said that he no longer had to starve.

Finally, the youngest, Lucia, who was with the older brothers, was also drunk with the surrounding atmosphere and smiled brightly.

In such a friendly atmosphere, it was Rockefeller that he liked in moderation.

His dream was bigger than he thought to be just this excited.

‘It’s just the beginning, and I’m sure you’ll like it while trembling like this. Well, they’re still young.’

Rockefeller had no intention of living alone in this harsh world.

‘The motto I taught these younger brothers was never in vain. Weak people like us have no choice but to join forces in order to survive.’

It would have been difficult for me if it was someone I didn’t know.

But they were a family of the same blood.

‘Blood is thicker than water.’

Rockefeller was so excited that he calmed his excited little brothers for a moment and made them listen to him.

“My brother has something to tell you. So, calm down for a while and I hope you guys will listen to me too.”

What is the eldest hyung trying to say all of a sudden?

As the second and third were secretly looking into Rockefeller’s eyes, Rockefeller started talking about his dreams to his brothers at the old table.

“It’s my brother. I have no intention of being complacent with this reality. I want to move forward with bigger dreams. how is it? Do you guys think the same as me?”

He was still young, but he was old enough to make sense.

Among the quiet younger siblings, the first to speak was none other than the third Joshua.

“Rockefeller, what are you talking about all of a sudden?”

“So, to put it simply, you want to get out of this life.”

Rockefeller looked around the shabby house slowly, leaving his younger brothers staring at him.

The old household items caught my eye, and the living did not look very good.

‘I’ve always been unhappy with this house. Even though I’m not possessed by a nobleman, it’s still too much. This is not the corner where people live. It’s a pigsty.’

“Do you want to continue living in a house like this?”

At Rockefeller’s words, the younger brothers looked at each other, and then the third questioned.

“This is our house. I like it here… … .”

The fourth seemed to agree, but the second Andrew was different.

Because I often hang out with my peers, the tyranny of being a commoner and the family environment compared to others always bothered me.

“me too… … I have the same thoughts as Rockefeller.”

The second continued talking while looking at Rockefeller and his younger siblings.

“I don’t like it here either. If you live in a place like this, your friends will be ignoring you.”

“Are you embarrassed?”

“yes… … .”

How does the eldest know his heart so well?

Still, perhaps embarrassed by what he had just said, the second quietly bowed his head, and Rockefeller began to speak with a small smile.

“Andrew’s feelings are nothing to be ashamed of. It’s a natural human emotion. I don’t want to live the rest of my life in this old and dirty corner of the house. In my heart, I want to live in a bigger and more glamorous place than here, envy of others.”

Then the third Joshua murmured in a low voice.

“that… … They are really rich.”

“Then can we become that rich too?”

The third looked up and looked at the eldest, Rockefeller.

The eldest hyung’s expression seemed infinitely serious.

“Being rich… … It’s not that easy.”

“no. We can be rich.”

“really? how?”

“All you have to do is listen to your brother and follow him. If you do that, my brother will make you the richest people in the world.”

“really?”

The second and third raised a sharp edge in their voice as they did not like the attitude of the third.

“Idiot! We already know how to get rich. But what a stupid thing to say.”

Then the third responded with a crawling voice.

“It is, but… … .”

Thirdly, he knew it.

If you dig gold and sell it without anyone knowing about it, you won’t become very rich.

“It doesn’t make you very rich. Andrew didn’t think so, did he?”

“That’s it… … Yes, though.”

Rockefeller came out.

“There is nothing wrong with Joshua. You can’t become very rich just by mining and selling placer. I don’t know if we are the owners of this manor. Even if you can fill your hungry stomach right away with gold dust that you secretly dig while watching others, it won’t make us rich.”

There were no younger brothers who were betting on that word.

I thought Rockefeller was right.

“Then what do you do? How can we be as rich as Rockefeller said?”

When the third asked a question, Rockefeller answered.

“If you can’t get rich by digging for gold, you have to find another way.”

“If it’s another way… … What are you talking about? Did Rockefeller-hyung have any other thoughts in mind?”

“Actually, there is a set way to get rich.”

Rockefeller pricked up his ears and continued speaking to his younger brothers, who were paying attention to what I was saying.

“It’s a lot of money. In fact, it is not earned by work. You can’t make a lot of money out of that, and if you really want to make a lot of money, you have to run a business or gamble.”

“gambling?”

The younger brothers expressed their displeasure at the word gambling.

No matter what the eldest brother said, if you were bored with your deceased father, the story you heard was that you should not become a gambler.

But what about gambling?

The second raised a voice of concern.

“Is that meant to be a gambler?”

“It doesn’t mean that. My brother is talking about unearned income.”

“Unearned income? What is it?”

“I’m not talking about the money you earn from work, but the money you sit around and earn.”

“Is that possible?”

In the common sense of the younger brothers, in order to earn money, one had to work unconditionally.

But how can you make money without doing that?

That’s a lot of money too.

“You guys also know about the interest you get when you lend money to others, don’t you?”

“Yeah, I know Isa. It’s the money you get when you lend money to someone else.”

“Yeah, it’s kind of like interest. And besides such interest, there is also investment income such as dividends and rent, or there is also profit from the sale of securities or real estate. And the real big money comes from these things, and it’s not something you can just earn by working.”

The younger brothers became quiet when the difficult story came out.

‘Early education is important for anything.’

Rockefeller smiled softly and continued.

“You don’t have to understand all these difficult concepts right now. So, you just need to remember this. The money you make sitting still is bigger than the money you earn by working hard.”

The third questioned.

“Then who works? If you make a lot of money sitting down, there is no need for anyone to work.”

The second thought was similar.

“I don’t understand either. If the money they make sitting down is bigger, people don’t have to work hard, right?”

Rockefeller shook his head slowly.

“It is not. No one in the world can sit still and make money. To do that, you must first have a lot of money. But there aren’t many people like that, are there?”

Among the younger siblings, the first to understand seemed to be the third.

“I understood. If you lend a large amount of money and receive interest, you will receive a higher interest rate than if you lent a small amount of money. Do you mean that?”

“right. You can think of it that way.”

“Then how can he make money without working?”

“What if the money you lent there was large?”

“I am going to be very rich. Even doing nothing.”

The second, who was quietly listening to their conversation, revealed another question.

“Then what if the person who borrowed the money doesn’t pay it back? If you don’t pay interest properly, you’re in trouble.”

Rockefeller smiled faintly.

“Didn’t your brother say that unearned income is gambling when he first said it?”

“yes.”

“It can be quite a gamble if you consider the case where the borrower does not pay the interest on time or runs away with the principal.”

“Then why not?”

“So, who should I lend money to to increase my odds of winning?”

“That’s it, you can lend it to a noble or a wealthy person. People like that wouldn’t be wasting money.”

“You’re right. If we lend money to people with credit, we can win this gamble with a high odds of winning. In the end, what we have to consider is the odds of winning. You keep betting at a gambling venue with a high winning rate. That’s how you can become rich.”

The younger brothers did not understand all of Rockefeller’s words, but they did understand to some extent.

“I guess I just know.”

“me too!”

Rockefeller spoke to the younger brothers.

“There is one thing I want to tell you here. You can’t get rich by mining and selling placer. So, my brother is planning to go under the goldsmith right away after collecting gold dust in moderation.”

“Why there?”

“One of the things a goldsmith does is lending gold coins to others and earning interest. Did your brother tell you before? The real big money is not made by work.”

The two younger brothers shouted out loudly.

“You sit on a chair and earn!”

“You’re right. That’s how real money is made. It’s not about working.”

After speaking, Rockefeller thought about what to do next.

‘In the current situation, gold mining is too risky. It’s a problem to get caught up on that, but I can’t even meet an orc unlucky. So, as soon as possible, you should go under the goldsmith and take a seat. Because that’s the way my brothers and I live.’