Ma Yun quickly calculated in her mind the cost of Han Haoran’s activity this time.

Red envelopes of 1/10,000 of the total deposit amount are distributed every day.

One ten-thousandth multiplied by three hundred and sixty-five – that’s three .65 percent!!

And the fixed red envelopes of 30 million per day, apportioned, are almost about 1/10,000 of the total amount of funds in “balance financial management”!

So when it comes up, it’s almost 7.3 percent!!

This means that the cost of simply engaging in this activity of giving out red envelopes is 7.3% interest on all funds!!

Coupled with the previous annualized rate of about 4.2%, this means that Han Haoran’s cost is as high as 11.5%!!

That’s a lot higher than the bank’s loan!!

At present, even if the annualized rate of return of Yu’e Bao is double, it has only reached about 8.3%, which is far lower than the value of “balance financial management” two-two-three”!!

Ma Yun can calculate this very easily by mental arithmetic, and Ma Yun also believes that all users of “Yue Bao” and “Balance Finance” can also calculate this.

Han Haoran’s latest event is more preferential than the current activity of “Yue Bao”!!And the discount is more than a little bit!!

Moreover, Han Haoran’s activity of giving out red envelopes is also very powerful!!

Half of the red envelopes will be distributed equally to each customer who has deposited money in “Balance Finance”!!

This directly helped the customer increase the annualized rate of return by 3.65%, and also allowed the customer to obtain the same income as the double annualized rate of return of Yu’e Bao even if he failed to win any awards!!

And the 10,000 random red envelopes a day are even more tempting!

According to the current rules of the “Balance Finance” activity, Han Haoran has to draw 30 million soft girl coins in cash every day!!

This is much more attractive than a koi that only draws 100 million soft girl coins after half a year!!

Not to mention the “random red envelope”, let the “luck king” have the possibility of obtaining tens of millions of soft girl coins in red envelopes.

Even according to the average number, a few thousand dollars is not a small amount of money!!

Besides, if you draw 10,000 copies a day, the probability of being drawn is not small!

At least the probability of winning more than 1,000 yuan in the welfare lottery is higher!

The most important thing is that as long as users deposit their money in “Balance Finance”, as long as the activity continues, they will be able to draw every day!!

Ma Yun knows how attractive this event is to users!!

Ma Yun even felt that if she didn’t deal with it immediately, let alone the amount of funds raised today would exceed 10 billion soft girl coins.

It is very likely that users who have just deposited money into “Yue Bao” will immediately choose to withdraw and then invest in the arms of “balance management”!!

However, it is better than burning money.

Ma Yun’s previous double-yield activity will burn a lot of money!!

Even if it is calculated according to the funds of 10 billion soft sister coins.

Increase the annualized rate by more than 4%, which means that every time, Ma Yun will burn 4 more soft sister coins, and every day, she needs to burn more than 1 million!!

However, Ma Yun’s goal is more than just 1!!

Knowing the amount of funds raised by Han Haoran’s “balance financial management”, the goal is also 100 billion, 200 billion, or even more!!

Yu Bao wants to get more deposits.

However, this means that “Yu Bao” needs to burn more funds!!

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According to the calculation of 200 billion deposits, the soft sister coins that Yue Bao needs to burn every day are more than 20 million soft sister coins!!

This is a figure that Ma Yun can’t afford even if she gathers the funds of ten other top Internet companies!

———————————————

And Ma Yun also knows that she burns 20 million a day, which is no match for Han Haoran!!

If he wants to compete with Han Haoran, he must burn more money!!

Han Haoran draws 30 million a day, and if Yu Bao wants to be more attractive to users, and wants to snatch the inherent users of “balance financial management”, Ma Yun must also draw 30 million a day, or even more!!

Users will only pay attention to who draws more money every day between “Yue Bao” and “Balance Finance”!!

But they don’t pay attention to the fact that the cost of the two companies to draw the same cash red envelope is different.

But for Ma Yun, he has only raised less than 10 billion funds, and he wants to draw 30 million, which is not the same concept as Han Haoran who raised 300 billion funds and drew 30 million! !

For Han Haoran, Han Haoran draws 30 million a day and shares a total of more than 300 billion deposits, which is an increase in the annualized cost of 3.65%……..

But Ma Yun is different!!

If Ma Yun draws 30 million soft girl coins every day, considering that he only has a deposit of 10 billion funds now, for Ma Yun, his annualized cost is as high as 30 times that of Han Haoran!!

That is, more than 100% annualized cost!!This is obviously unaffordable for Alipay.

Of course, Ma Yun knew that if she continued to compete with Han Haoran with more preferential activities, the amount of deposits that Yu Bao could absorb would continue to rise.

10 billion soft sister coins are just the new deposit amount of Yu’e Bao in one day today.

Maybe after a month, Yu’e Bao will be able to absorb 100 billion or more funds.

In this way, the cost of Ma Yun’s activities will naturally be evenly shared.

However, in order to obtain this 100 billion user deposit, what Ma Yun must do is to learn from Han Haoran to engage in activities and burn more than 30 million soft girl coins every day!!

For Han Haoran, he can afford to burn this money.

But what about Ma Yun???

30 million a day, 1 billion a month!!

Although Ma Yun obtained the funds from the company of ten allies to sell the shares of “Alipay”, plus the interest-free dismantling funds, and the cash flow of 1 billion, Ma Yun still has it!!

However, this month’s cash-burning war is just the beginning!!

To continue to compete with “balance financial management”, Ma Yun must keep burning money!!

10 460 million soft girl coins a month!!

Half a year is six billion!!

That’s 12 billion a year!!

This is the number that Ma Yun can’t afford!!

But at this time, Ahri and Yu Bao had already been put on top of the fire rack. There is no way back at all, except for facing the scalp.

This time, Ma Yun is no longer representing her own interests, but the interests of the entire alliance.

If “Yu Bao” loses, it means that the bond that binds the interests of the Eleven Alliance will be gone!!

“Yue Bao” not only failed to bring benefits to everyone, but also made everyone in the Eleven Alliance lose money!!

Obviously, this alliance that has been built with great difficulty will have the possibility of falling apart!

Ma Yun found that Han Haoran’s move put him in a dilemma. _

Fei Lu reminds you: three things to read – collect and push


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