Reborn in Hong Kong: The Tycoon Grows Up

Hong Kong government staff mainly play a supervisory and regulatory role. After all, Hang Lung Bank is not yet part of the Black Cloud Group, and they are worried about conflicts between the two parties during audits.

Although Zhuang Rongkun wanted to obstruct it in every possible way, he saw that the staff of the Hong Kong government were at the scene and the security personnel of Heiyun Group were also nearby, so he did not make trouble unreasonably. The main reason is that he doesn't dare. Now that he is a clay Buddha and can't save himself when crossing the river, he still thinks about how to cover up the accounts more realistically.

Bao Zixuan did not stay at Hang Lung Bank for too long. Seeing that Xia Yongmei had already led the staff into the state, his work was completed, and the next step was to see the performance of his staff. My presence here will actually affect them, and employees will become nervous at work.

Zhao Tingting also began to take over the human resources department. According to the boss's request, no one from the banker family was retained. She now began to screen them one by one. After all, there were too many bankers receiving salaries at the bank, and Hang Lung Bank really had a lot of problems.

At this time, in the office of the chairman of Hang Lung Bank, the two brothers Zhuang Rongkun and Zhuang Qingquan were discussing what to do next!

Zhuang Qingquan: "Brother, I know that you misappropriated a lot of funds from the bank without permission. I also applied for several loans in violation of regulations. Normally, everyone can turn a blind eye and turn a blind eye. After all, we are also the bankers. Internal problems. But now that Hang Lung Bank is about to be acquired by Bao Zixuan, the previously misappropriated funds must be traced out. How does this problem need to be solved?"

Zhuang Rongkun: "I am also worried about this matter. Bao Zixuan brought so many people here and the accounting problem must be hidden. If the other party really pursues the case, I will go to jail."

Hearing that Zhuang Rongkun actually said that he would go to jail, how much money did this cousin embezzle? How could there be such serious consequences?

Zhuang Qingquan: "Brother, we are the only two brothers here. You and I will tell you how much money you have embezzled from depositors in total. People from Heiyun are out checking the accounts now. Even if you don't tell them, they can do it in a day or two." Find out.”

"We, the banker, only hold 80% of the shares in Hang Lung Bank, and the remaining 20% ​​are in the hands of outsiders. In addition, I have inquired clearly that these 20% shares have now been acquired by Heiyun Group. You should understand what I mean."

It is illegal to use depositors' deposits privately. It is illegal to use funds without notifying the board members. If other shareholders want to sue you, they will be sure to do so.

Zhuang Rongkun thought for a moment and said: "I won't hide it from you now. I used more than 200 million Hong Kong dollars to enter the real estate market. I originally thought I would withdraw the funds after making a profit."

"How can I not be moved when I see that many real estate companies have made so much money using our bank loans? But who would have thought that after I invested the funds, housing prices in Xiangjiang have been falling all the way. Now that I can get back half of the funds, it is already good. . But that also takes time, what do you want me to do."

Hearing that Zhuang Rongkun had misappropriated more than 200 million Hong Kong dollars, Zhuang Qingquan's head was pounding. I really want to shoot this cousin to death, so that it will be over. But we are a family after all, and we can't ignore death, but how can we ask for such a big hole?

Zhuang Qingquan was a little crazy at this time. No wonder Hang Lung Bank is in the situation it is today. Not only was it because of the implication in the collapse of Xie Liyuan Gold Shop, but the main reason was everyone's selfishness.

People often say that brothers working together can break through metal. But why is this sentence so inappropriate when it comes to the bankers? Zhuang Rongkun is trying to lead the bankers to death.

Zhuang Qingquan: "There are only two ways to go now. You transfer all the shares in the bank to me. I will clean up this mess in Xiangjiang. You hurry back to the Philippines. Only in this way can you escape the disaster. Never return to Xiangjiang in the future." , otherwise I will have to sit through the jail."

"The other thing is to take the initiative to have a showdown with Bao Zixuan and see if the other party can let the dealer go. After all, we have no grudges in the past and no grudges in the near future. He shouldn't push people to death."

Zhuang Rongkun didn't want to bet that Bao Zixuan would let him go. After all, he was leaving his fate in the hands of outsiders, and there were too many uncertainties. It would be safer to go back to Southeast Asia. I am getting older and it is not unacceptable to not come to Hong Kong in this life.

Zhuang Rongkun: "Qingquan, I'd better go back to the Philippines! I'll leave this to you. I'll ask someone to prepare an equity transfer agreement. At the same time, the real estate company in Xiangjiang will also belong to you. Next, it's up to you to negotiate with Bao Zixuan and stay in Xiangjiang. If you don’t go down, you are going back to the Philippines, where I will wait for you.”

Hearing that Zhuang Rongkun was so irresponsible, Zhuang Qingquan really regretted why he had cooperated with such a person in the first place and put himself in such a situation.

Zhuang Qingquan: "Since eldest brother has made his choice, let's do what you want."

Zhuang Rongkun didn't want to waste a moment and quickly arranged for a lawyer to come over to carry out the equity transfer. Seeing the lawyer's speed, Zhuang Qingquan knew that he had been prepared for a long time. The most outrageous thing was that his name was written on it.

It seems that Zhuang Rongkun had already guessed that something might happen, and then let himself take the blame. Are these still brothers? We will definitely not be able to cooperate or interact with such people in the future.

Zhuang Qingquan sneered and said: "Brother is still thoughtful, you have taken everything into account."

Zhuang Rongkun also knew that he was in the wrong and didn't say much. He came to Xiangjiang to open a bank for many years. He used to get dividends every year, but now he has to let Zhuang Qingquan take the blame because he embezzled funds privately. He can still bear these sarcastic words.

The lawyer quickly handled the equity transfer agreement for the two of them. From then on, Hang Lung Bank and Zhuang Rongkun had no relationship at all. Not only that, except for the real estate in the name of his wife and children in Xiangjiang, all assets were unconditionally transferred to Zhuang Qingquan, with the condition that everything about Hang Lung Bank must be borne by Zhuang Qingquan.

Zhuang Rongkun chose to leave by boat overnight. Although he was a little reluctant, he knew that if he stayed in Xiangjiang, he might even lose his freedom.

Of course Zhuang Qingquan knew what he was facing, but since Bao Shaofu wanted to take over the bank. You still need your own help. As long as all the assets left by Zhuang Rongkun are handed over to Heiyun Group, the richest man will be responsible for the shortfall, and he may still have some left.

Zhuang Rongkun had already run away, but he didn't dare to leave again. Otherwise, the banker's reputation will be completely ruined. Who else will cooperate with their family in the future? Now it is not only sorting out the aftermath, but also involving the family's credibility.

Xia Yongmei did not disappoint Bao Zixuan, but it took less than two days to calculate the accounts of Hang Lung Bank in recent years. We saw losses as high as 336 million, including a sum of HK$266 million misappropriated by directors. Bao Zixuan smiled. The people at Hang Lung Bank are really good and brave.

Bao Zixuan arrived at the office of the chairman of Hang Lung Bank. Zhuang Qingquan was already waiting for him inside. It seemed that the other party already knew the result, so there was nothing to say. Just follow the rules.

Zhuang Qingquan said with a smile: "There should be a result now about the total losses and the amount of funds misappropriated!"

Bao Zixuan: "So Zhuang Sheng doesn't know this, do you think I will believe it?"

Zhuang Qingquan: "Zhuang Rongkun has left Xiangjiang, do you think I would still stay here if I was involved!"

In fact, Bao Zixuan knew everything about their operations, including Zhuang Rongkun's escape. After all, there was no deep hatred, it was just an ordinary acquisition. There was no need to kill him quickly, so he tacitly allowed Zhuang Rongkun to run away.

Bao Zixuan: "How do you want to end this matter, Mr. Zhuang? Hang Lung Bank is now insolvent. Taking over like this would be a huge loss."

Zhuang Qingquan: "For 200 million Hong Kong dollars, I will withdraw from Hang Lung and transfer all my shares to you, including Zhuang Rongkunqi's real estate company."

Bao Zixuan: "The Hong Kong government has agreed that I will not pay to take over Hang Lung Bank. Isn't it unnecessary to spend 200 million Hong Kong dollars? The most important thing is that Hang Lung Bank is already insolvent."

Zhuang Qingquan: "Although Hang Lung Bank is insolvent, there are still many loans that have not been recovered. We bankers may not be able to survive the day of recovery, but for the richest man in Hong Kong, this is not a problem."

"Even if the loan cannot be recovered, you can still get the collateral. The real estate price is falling now, but who can say for sure in the future. At the same time, Zhuang Rongkun Real Estate Company also belongs to you. Whether it is sold or dissolved, you need to make your own decision."

Bao Zixuan: "I still feel that Taichu is at a loss. After all, I can get it from the bank without spending a penny."

Zhuang Qingquan: "If Mr. Bao does this, the people of Xiangjiang will think that you are bullying others and adding insult to injury. We bankers don't care, but you can't afford to throw this person away. If you buy horse bones with a thousand gold, any business you acquire in the future will be much smoother. On the contrary, if you take advantage of others, you can't afford to throw this person away." If you ruin your family and end up in jail, how will other people view you?"

Bao Zixuan: "Zhuangsheng is really a smart man. 100 million Hong Kong dollars is my pension money for you. It is better not to develop in the banking industry in the future. The outside world is also very broad."

Zhuang Qingquan: "Then I would like to thank Mr. Bao for allowing me to live without worries for the rest of my life. I believe that this money will be enough for me to support myself in my old age."

Although it doesn't seem like you're getting an advantage, the real estate and land you hold have unlimited room for appreciation in the future. The most important thing is that there is no problem with the bank procedures for the purchase, but if you spend real money to buy it, it will stand up anywhere.