Legendary FBI Detective

On the sofa in the bar, seeing Chenelle, Winslow, Michelle and Lacey all looking at her curiously, Mona looked at Roan and smiled slightly, and said:

"My gift is a bit special, so I didn't bring it in and put it behind the bar."

Hearing this, everyone present was puzzled, and Luo An asked with a smile:

"Is it heavy?"

"It's definitely not too heavy for you."

Mona smiled, stood up and left the sofa, waving her hands for everyone to follow. Before Luo An could say anything, Lacey followed her first.

The two of them walked to the backstage of the bar first, and Lacey suddenly froze on the spot with her eyes wide open:

"Gift crab!"

"what?"

Chenelle and Michelle followed closely, looking a little strange, while Winslow's eyes were as wide as Lacey's.

Seeing this scene, Luo An became more and more confused:

"what exactly is it?"

Lacey swallowed and replied:

"Something you'll absolutely love."

Looking at Mona, who was holding her arms and smiling quietly, Luo An asked:

"Can I come over?"

"certainly!"

With Mona's permission, Luo An left the sofa and walked over slowly.

After walking around the bar and reaching the back, I saw eight transparent plastic boxes that were as high as a person's waist on the left and right sides of the ground.

In a total of sixteen boxes, there are a bunch of robots with different shapes, which are the Transformers known to the entire federation.

The eight figures on the left are from the Decepticon camp such as Megatron and Starscream, while the eight figures on the right are from the Autobot camp such as Optimus Prime and Bumblebee.

The sixteen figures were all in fighting postures at this time, looking like they were preparing for a battle.

"W-T-F?!"

Seeing the red and blue Optimus Prime on the ground, the orange Bumblebee, and the ferocious Megatron opposite them, Luo An immediately raised his eyebrows and cursed uncontrollably.

Mona next to her showed a smile:

"The latest complete set of figures of the main characters of Transformers. Do you like it?"

"I like it so much."

Luo An was not in a hurry to play with those figures, but turned around and gave Mona a big hug:

"Thank you, Mona."

At this time, it was April 2006, and the first Transformers movie had not yet been released.

When Luo An was resting at home, he would catch up on old cartoons such as Transformers. Mona did not complain about Luo An's childishness at that time, but she had no interest in these animations and just sat silently playing with the computer.

So Luo An really didn't expect that the gift prepared by Mona was actually a Transformers figure.

Luo An turned his head and kissed Mona lightly on the face, and whispered:

"This is the best gift I've ever received."

"As long as you like it."

Mona smiled. She actually couldn't distinguish the characters of those figures, and she didn't know much about Transformers. She just thought Luo An liked them, so she bought them.

Chenille and Michelle next to them looked at each other and saw the confusion in each other's eyes. In fact, they didn't know much about the Changing King.

Lacey looked at the mighty and handsome Optimus Prime on the ground, licked her lips, and said a little sourly:

"I also want to have a girlfriend who can give me Transformers."

Winslow glanced at her in surprise:

"You like Transformers too?"

"..."

Lacey rolled her eyes at Winslow speechlessly and was too lazy to talk to him. She picked up the bottle and looked at Roan and Mona, and said loudly:

"You two, stop hugging, it's time to cut the cake!"

"OK! Cut the cake!"

The cake that Lacey and others purchased this time was about 12 inches in size. It was covered with strawberries, blueberries, pineapples and other fruits, and there was a capital word "Happy Birthday" in the middle.

According to Western custom, candles are first put in and lit, and then Luo An starts to close his eyes and make a wish.

There were all adults present, so they didn't do the sneak attack of pressing their face into the cake. After Luo An finished making his wish, he blew out the candles vigorously, and then started eating the cake.

A few people were sitting on the sofa, enjoying the cake and chatting happily. Lacey wiped her mouth and asked:

"Luo An, can you tell me what wish you just made?"

"If I don't tell you, it won't work if I tell you."

Luo An glanced at Mona, smiled and did not answer Lacey's question. Before she could ask another question, Luo An took the initiative to raise the bottle, looked at Winslow, and said loudly:

"Winslow, I just promised you that you will be beaten tonight, and now it's time!"

"Can I drink instead?"

"Okay! Cheers! I won't come back until I'm drunk!"

Roan and Winslow's bottles clinked, followed closely by Lacey, Chenelle and others, and everyone shouted in unison:

"You won't come home until you're drunk!"

After drinking and laughing in a lively atmosphere for several hours, Luo An and Mona finally asked someone to drive them back to the hotel.

After returning to the room, the two closed the door and kissed for a while. Luo An looked at the sixteen figures on the table not far away and asked with a low smile:

"So, this was the surprise you told me when Winslow tricked me into leaving the room?"

"certainly."

Mona leaned against Luo An, her cheeks reddened due to the effect of alcohol, and asked with a smile:

"How do you like it?"

Luo An grinned, and then when Mona screamed, he suddenly picked her up and strode towards the big bed not far away:

“The surprise was really nice, I loved it.

In return, I will now give you half of the surprise! "

"Half the surprise?"

Mona was stunned for a moment and was confused. She didn't understand the meaning of his words until Luo An threw him on the bed. But before she could speak, Luo An had already started his actions:

"We'll have breakfast tomorrow afternoon!"

————

In Las Vegas, Roan and Mona spent a few days having fun and relaxing.

A week later, Winslow, Mona, Chenille, Lacey and Michelle returned to the FBI headquarters in Washington. Roan took a temporary leave and went to New York halfway.

"Wall Street is a place with gold on one foot and abyss on the other."

In front of the famous Copper Bull at the intersection of Wall Street, Luo An reached out and touched it. He pondered for a few seconds and then walked into a building not far away.

"Hello, Mr. Greenwood."

On the tenth floor of the building, in an office, a white man wearing casual short-sleeved trousers and a style that was incompatible with Wall Street suits and ties stood in front of his desk, stretched out his hand and shook hands with Luo An, a little confused. road:

"I don't seem to have done anything that violates federal law. Why are you, the FBI, looking for me?"

"Hello, Mr. Bray."

Luo An sat on the chair opposite the white man and said with a smile:

"Don't get me wrong, I'm not looking for you this time in my capacity as the FBI, but in my personal capacity."

"So that's what happened. It scared me."

Michael Bray, who was behind the desk, breathed a sigh of relief when he heard this. He picked up the coffee pot and gave Luo An a cup of coffee, and asked with a smile:

"So, Mr. Greenwood, you came to me this time to consult about stocks?"

Luo An took a sip of coffee and said with a smile:

“Not consulting, but investing.”

"So Mr. Greenwood, which stock do you want my company to represent for you?"

"It's not stocks, it's your credit default swap product, CDS."

CDS, a financial product specially designed by banks.

The logic behind it is simple, buy a form of insurance on the mortgage bond that someone else holds when they buy their home.

If the mortgage does not default and the bond is stable, then Luo An, as the buyer, will need to pay monthly insurance premiums to the investment bank.

If mortgage defaults increase and bonds depreciate, investment banks will need to pay high compensation to buyers like Luo An.

In layman's terms, it's a legal bet between buyers and investment banks on whether the federal housing market will fall.

The concept of this kind of financial product has appeared in the last century, but CDS, whose content is the rise and fall of the federal real estate market, has appeared in the world for the first time. The creator is the man in front of Luo An, Michael Bray.

After hearing Luo An's words, Michael Bree's face suddenly changed slightly. Without thinking, he shook his head and refused:

"Sorry, Mr. Greenwood, this financial product is also available on the market. You can buy it yourself from outside. I am here..."

"Don't be so quick to say no, Mr. Bray."

Luo An put down the coffee cup, smiled, and asked:

"Your company has been getting debt calls, hasn't it?"

When Michael Bray heard this, he frowned and fell silent.