Thinking of what Lin Mo just explained, Yun Jin clenched her fists slightly.

What Lin Mo said just now moved her heart so much.

If it can be sung, it will definitely make Yunhan Club extremely popular.

I must ask Lin Mo for advice tomorrow.

While thinking this, Yun Jin prepared to wash up and fall asleep.

Lin Mo, who left Yunhan Society, was preparing to take Fischer and Kelai back to Qunyu Pavilion.

Now that Ningguang has become his woman, it is naturally more convenient to live in Qunyu Pavilion.

The only inconvenience is that I need to run more.

It would be best if they could sleep with each other.

Unfortunately, it seems not possible.

But you can try it yourself.

Lin Mo was thinking too much as he walked.

"ah? Do we still want to go to Qunyu Pavilion?

Just when Lin Mo was thinking this, Fischer yawned and said,"How about not going? It's too inconvenient to go to Qunyu Pavilion, so just go back.""

If they go to Qunyu Pavilion, Lin Mo will have to leave.

But when they return to their home, they don't have to worry about Lin Mo sleeping in the second room.

"Uh-huh."

Hearing Fischer's words, Kelai immediately looked at Lin Mo with expectant eyes.

"OK."

Hearing what Kelai and Fischer said, Lin Mo paused and nodded lightly.

Since Kelai and Fischer want to live at home, it is naturally appropriate.

Living at home also has advantages, and Sher always likes to have sex with his baby. I can spend the night by myself.

There is no need to run around much.

With this thought in mind, Lin Mo took Fischer and Kelai back to his house.

"Is Lin Mo still in Yunhan Club now?"

When Lin Mo returned home with Fischer and Kelai.

On the other side, in the Qunyu Pavilion

, Ning Guang, who was dealing with things, while busy with the work in his hands, casually gave instructions:"Which of you is free? , go check it out. It’s best to invite Lin Mo up tonight. I have something to discuss with him here."

While speaking, Ningguang looked at a document in his hand and frowned slightly.

It seemed that he was a little undecided.

"yes.

Hearing Ningguang's words, Baiwen immediately said respectfully:"I'll go find him right now.""

With that said, Baiwen quickly said goodbye to Ningguang and left Qunyu Pavilion.

When Baiwen came to Yunhan Club, he saw that there were no people in Yunhan Club.

Some maids from Yunhan Club were cleaning Cloud function

"Secretary Baiwen."

When Baiwen came over, a maid from Yunhan Society recognized her, and immediately came out and said respectfully,"Are you here to see Miss Yun Jin?"

As the secretary of Mr. Ningguang 160, there is nothing Liyue people don't know about these three people.

"I'm here to see Mr. Lin Mo.

Baiwen said:"Excuse me, when did Mr. Lin Mo leave?""

"Mr. Lin Mo has been away for a while and should have gone back to sleep."

Hearing Baiwen's words, the maid from Yunhan Club immediately said respectfully:"Miss Kelai and Miss Fisher are also leaving together."

"Thanks."

After hearing this, Baiwen was stunned and nodded. He immediately walked towards the place where Lin Mo lived.

Since Lin Mo left, he should go back and go to Lin Mo's residence first.

While thinking this With that, Baiwen walked.

As Ningguang's secretary, she also knew about the place where Lin Mo lived.

Especially what happened this morning, they learned about Lin Mo's situation immediately.

But when Baiwen When I arrived at the door of Lin Mo's house, I suddenly heard Ruyouruowu's voice.

Baiwen:"........."

As Baiwen got closer, the sounds he heard became clearer.

Upon hearing this familiar yet unfamiliar voice, Baiwen's face instantly turned red.

Oh my God, it was the sound I heard again this morning when I passed by Kelai's room in Qunyu Pavilion.

Mr. Lin Mo, you are so awesome.

Thinking of what happened this morning and what happened tonight, Baiwen felt dizzy.

Is Mr. Lin Mo's body made of iron?

For a moment, Baiwen stood on the same spot, neither walking nor entering.

After all, if he wanted to find Lin Mo, he would definitely have to knock on the door.

But now that Lin Mo is busy with this kind of thing, he definitely can't disturb Lin Mo.

If you leave, you won't be able to complete Lord Ningguang's mission.

For a moment, Baiwen stood there unable to move forward or retreat, his face red.

Now, it seems all we can do is wait

"Um?"

While Baiwen was waiting,

Lin Mo, who was pressing Ke Lai's output button in the room, also noticed someone outside the room.

"Secretary Baiwen?"

When he felt the person standing outside the door through the power of patrolling, Lin Mo fell into deep thought.

How could Ningguang's secretary come to find him so late?

Could it be that Ningguang was coming to find him?

Immediately, Lin Mo Mo then speeded up, no longer slow.

"I want to go to Qunyu Pavilion."

After a while, Lin Mo pinched Ke Lai's cheek while arranging his clothes:"I may not come back tonight. I will come back tomorrow morning."

It's so late, Ningguang specially asked his secretary (aief) to come to him. Lin Mo probably has to stay at Qunyu Pavilion tonight.

"good."

Hearing Lin Mo's words, Ke Lai responded weakly.

At this time, Ke Lai felt that his whole body could not move at all, and responded with drunken eyes.

Lin Mo dressed up and walked out. As soon as he walked out , and saw Baiwen standing at the door, blushing terribly.

"Mr. Lin Mo?!"

Looking at Lin Mo coming out, Baiwen, who was waiting, felt that his legs were weak. He took a long breath and said with a red face:"You're out."

If he continues to stand, Baiwen will feel that he can no longer stand still.

"Is there anything Ningguang wants to see me for? Lin

Mo walked out and said in surprise:"It's so late and you can come to me. Is there something going on?""

As Ningguang's secretary, Lin Mo felt that Baiwen should know some news.

"Yes."

Hearing Lin Mo's words, Baiwen nodded quickly:"It's related to the situation in Zhidong. It seems that an executive officer of the Fools sent a message. He doesn't want to be an enemy of Liyue. I don't know the specific situation. Lord Ningguang, let me inform you."

"I understand."

Hearing Baiwen's words, Lin Mo raised his eyebrows. Did the news of Zhidong come so quickly?

Which executive officer of the Fools should have announced it in advance.

In Lin Mo's opinion, it should be a lady.

While saying this Thinking about it, Lin Mo and Baiwen went to Qunyu Pavilion

"Lin Mo, you are here."

When Lin Mo arrived at Qun Yu Pavilion, Ning Guang, who was dealing with something at the desk, immediately handed a document in his hand to Lin Mo:"Look at this, what do you think?"

"Let me see."

Lin Mo was not polite and took a brief look at it.

The contents of the document were related to the compensation made by Zhidong Fools.

"Too little."

Glancing at the conditions given by Zhidong, Lin Mo shook his head slightly and said:"Whether it's Mora, the so-called mineral veins, or certain technologies, they are not very good."

"Yes, in my opinion, Zhidong is not sincere. I think Zhidong’s fools still don’t understand the seriousness of the matter."

Hearing Lin Mo's words, Ningguang nodded and said:"As for Liyue Port, I want to restrict the transport ships of Zhidong. At the same time, I will also promulgate the terms for the merchants of Zhidong. I will release them temporarily first. implement"

"Not a bad idea."(To read Baoshuang novels, go to Feilu Novel Network!)

After hearing Ningguang's words, Lin Mo nodded:"Don't you have your own idea about this? You don’t need me to come either"

"This is what I discussed with Keqing and the others during the day. The details are not yet complete, so I need to ask you to come and take a look."

Ning Guang said softly,"In addition, there are also the fixed assets left by the Fools in Liyue City."

"Yelan is in charge of Yanshang Teahouse, and Yelan plans to turn it into an intelligence teahouse and cancel the casino inside."

"The only thing that is a bit difficult to deal with now is the Beiguo Bank building. There are many banks in Liyue, so there is no need to turn it into a redundant bank."

"But unless it is turned into a bank, a building as big and luxurious as Beiguo Bank cannot be renovated."

"It would be even more wasteful to tear it down and start over again, and the floor space would also be a waste, but once it is freed up, I don't know what to do with it."

As he said this, Ningguang frowned slightly.

As for the Northland Bank's handling, Ningguang didn't know how to make use of it for a while.

"Simple, just change it to Liyue Bank."

Hearing Ningguang's words, Lin Mo smiled and said,"Update Liyue's banking methods."

"Um?"

Hearing Lin Mo's words, Ning Guang was stunned for a moment and said thoughtfully:"How to update?"

"It's very simple. Nowadays, Liyue Bank requires a handling fee for deposits and withdrawals. You can directly cancel this handling fee.

Lin Mo squinted his eyes and said:"At the same time, we will increase the intensity of deposits and gifts.""[]

"Cancellation fee? Hearing Lin

Mo's words, Ningguang frowned more and more:"Why cancel?""

The bank's profit method is to make money through merchants' deposit and withdrawal fees. It is friendly to both parties.

But although Ningguang frowned, there was a door that was vaguely locked by Ningguang.

"Because only by canceling it can more people save money.

Lin Mo chuckled and said:"The purpose of the bank itself is to help the residents of Liyue keep their money. It is also convenient for the residents of Liyue. At the same time, the deposit and withdrawal fees can be cancelled.""

"In the new era of financial systems, eliminating handling fees is the first step to attract depositors. Banks rely on deposit and withdrawal fees to make profits, but this limits people's liquidity. What we need to do is to maximize capital liquidity and promote economic activity."

After hearing Ning Guang's words, Ning Guang's brows were still furrowed, looking a little puzzled:"Isn't this self-destruction of the Great Wall? How can a bank make money without handling fees? Lin

Mo smiled slightly, his words full of wisdom:"The profit model of banks in the new era will be different from that of banks." Banks provide services such as loans, investments, and even insurance. What attracts people is not just deposits, but also people’s trust. Bank deposits are just static numbers, while bank services are dynamic value-added processes."

"Get rid of fees and let more people deposit money in banks, and we will have more liquidity. These funds are not left to die, but can be invested in various investment projects, such as commerce, infrastructure, and scientific research, thereby creating greater economic benefits."

"As for depositors," at this point, Lin Mo paused, ensuring that Ningguang kept up with his thoughts, and continued:"We can provide different interest returns based on the length of deposits. This not only encourages long-term deposits, but also reduces risks by diversifying investments. To put it simply, a small amount of interest is exchanged for the safe appreciation of funds."

After hearing Lin Mo's words, Ning Guang's pupils shrank sharply, and a new horizon seemed to open up in front of her eyes.

Lin Mo's words were like a ray of light, illuminating her thoughts.

Ning Guang took a deep breath:"That's it, A bank is not only a place where funds are stored, but also a platform for capital operations. Lin

Mo nodded and watched Ningguang's cognitive change with satisfaction:"Liyue's prosperity should not just be based on the gold mines of the Golden House, but should be based on the improvement of the financial system." Banks are the heart of the system."

Following Lin Mo's explanation, Ning Guang's heart was filled with turmoil.

After a long time, Ning Guang's heart finally calmed down.

She looked at Lin Mo with a shocked expression.

At this moment, Ning Guang completely understood Lin Mo. Mo's foresight.

What Lin Mo said was not just a new business model, but also a profound civilizational progress.

"so amazing.

Ning Guang looked at Lin Mo with a shocked face:"I have benefited a lot from your insights." If this continues, we will be ushering in a new era."

In the current economic situation of Liyue City, once this measure is implemented, it will definitely improve Liyue's economy.

At the same time, Liyue is also at the forefront of the entire Teyvat country.

It can force the seven countries to follow this trend..

Not only Ning Guang was shocked, but also Bai Wen Bai Xiao next to him. The two women looked at Lin Mo with shocked expressions.

They had been following Ning Guang, and their experience was naturally beyond what ordinary businessmen could match.

Regarding what Lin Mo said If so, they knew it would have such a terrifying impact

"Yes."

At this time, seeing the shocking condensed light, Lin Mo nodded gently:"The simple situation is like this. If you are more detailed, you need to think about it later, and then start to promote the implementation with Liyue as the center. Liyue has This ability"

"good."

After hearing Lin Mo's words, Ning Guang looked at Lin Mo excitedly:"Everyone in the world says that I am the most profitable businessman, but now it seems that in front of you, I am not worth mentioning at all."

If Lin Mo hadn't said so, Ning Guang would never have imagined that this situation would happen.

"What's mine is yours, how do we distinguish each other?"

Hearing Ning Guang's words, Lin Mo smiled and said:"And even if I don't say it, you will gradually understand it in the future."

"Lin Mo."

Hearing Lin Mo's words, Ning Guang looked at Lin Mo very emotionally.

At this moment, Ning Guang really realized how valuable it was for him to invest his whole life in Lin Mo.

Thinking of this, Ning Guang's eyes flashed A trace of complicated emotions.

Approaching Lin Mo, admiration and gratitude for him were revealed in the depths of his eyes:"I thought I was already at the peak, but I didn't expect you taught me where the higher mountains are."

Ning Guang's voice was filled with a hint of shock. This subversion of her understanding turned the pride in her heart into admiration for Lin Mo:"You are right, I will gradually understand. But without you, all this realization would have been much later. Because of you, I am now standing at a new starting point."

Ningguang's mood at this time was like a rough sea, which could not be fully expressed in words.

Her emotions were full of gratitude and expectations for the future.

In front of Lin Mo, her confidence and pride were no longer obstacles, but It became a bridge between the two.

Unable to help herself, Ningguang hugged Lin Mo gently, her voice was low and powerful:"Lin Mo, thank you. I'm happy to be by your side in this new era."

Liyue Immortal God has retired and Liyue Seven Stars are in charge. It is a new era for Ningguang.

Hearing Ningguang's words, Lin Mo could feel Ningguang's heartbeat in Hu's arms, firm and powerful.

He gently The ground hugged Ningguang, and the two conveyed deep emotions silently. At this moment, it was not only the resonance of financial knowledge, but also the tacit understanding and understanding between the two hearts.

The surrounding air seemed to become softer, Time froze at this moment, leaving only the deep emotional exchange between the two.

Ningguang was even more convinced that meeting Lin Mo was the most valuable asset in her business career.

"love me."

The next second, Ning Guang gently rubbed Lin Mo's face.

"it's here?"

Lin Mo looked surprised when he heard Ning Guang's words.

This is the study room where Ning Guang works, the place where the desk is.

And Ning Guang's secretaries, Bai Wen and Bai Xiao are still here.

"good.

Ningguang chuckled:"Anyway, Baiwen and Baixiao are also our own people.""

While speaking, Ningguang took the initiative to lie down gently on the desk.

Looking at the beautiful Ningguang, Lin Mo squinted his eyes without rejecting it at all.

Baiwen and Baixiao, the two women next to them, widened their eyes. They looked at each other with shocked expressions.

Then, the two women turned around with red faces and walked quickly outside Qunyu Pavilion.

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