Heavenly Dao Formula

"Eunuch Li is right." Xia Fan looked at Princess Muye and Mr. Freddon the Three-Eyed, "That's why I invited them both here."

"The new banknotes will be linked to gold in the early stage to alleviate public concerns. Yongjuan Bank is responsible for providing a deposit to confirm that the exchange can be carried out on time and in full. Of course, the advantage is that I allow Yongjuan Bank to open new branches in the mainland." He said Explained, "In addition, you can also choose another way of return, that is to invest in Jinxia Central Bank and get a profit share from it. No matter what kind of investment, it is a once-in-a-lifetime opportunity."

Feleton is far more sensitive to money than Li Duojin.

When he heard it now, he already had a general impression of Xia Fan's layout in his mind.

Paper money has never appeared in Natating, but it does not prevent him from understanding Jinxia City - after visiting around these few days, he found that the eastern cities are not inferior to the Tranquility Sea countries at all, and are even more advanced in many aspects. For example, urban sewage pipes, traffic planning, etc., all seem to be things that a powerful civilization will think about. In addition, Jinxia City has an astonishingly large population, and the market area is always buzzing, which shows that the city has great potential for development and is an area worth exploring.

He was thinking about how to break into the Eastern Continent's market ahead of his colleagues, when Xia Fan handed him an olive branch.

Lending money is always good business for bankers.

If he could be approved to open a bank in Jinxia, ​​it would be equivalent to giving him the qualification to lend money.

In fact, Fleidon has another idea in mind, which is to transfer the property of Yongjuan Bank.

His Royal Highness Hua Lin's younger brother is by no means a fool. If the news of the princess's escape leaks out, he will definitely be able to find out about him. At that time, let alone the bank supervisor, Fleidon would be arrested and hanged if he returned to Natatyn. So before that, he had to think about the future of the princess and transfer as much property as possible to other kingdoms to ensure that His Royal Highness Mu Ye would have no worries for the rest of his life.

Xia Fan's words were no doubt dozing off and handing over the pillow. Fleidon quickly got up and saluted, "It's my honor that Mr. Xia is willing to invite Yongjuan Bank to participate in the new currency issuance. You can just ask about the deposit. Banks will try their best to satisfy."

"You want paper money to be freely exchanged for gold and silver?" Eunuch Li was dumbfounded, "Then what should we do if there are counterfeit money?"

"I've tested this on the food stamps." Xia Fan said confidently, "So far, the security department has caught six cases of forgery, and the reason they were arrested is that the counterfeit food stamps were not authentic enough. "

To put it bluntly, anti-counterfeiting is a technical task.

One of the most critical technologies is printing ink.

The rarer the raw material and the unique color of the ink, the harder it is to replicate. Jinxia, ​​who has the resources of elf tree boats, can be said to have a unique advantage in this regard. It is difficult for ordinary people to mix into elves and obtain corresponding pigmented plants. Even if one or two plants are stolen, they cannot reproduce independently.

Coupled with multi-layer paper, embossed printing and copper wire threading technology, hand-painted counterfeiters can basically be shielded. It is difficult for other kingdoms or forces to counterfeit the special ink.

Xia Fan also considered the ability of the person who is sensitive.

In case anyone can accurately reproduce the banknote, there is a unique number to make up for it. If the numbers are the same and it is impossible to tell the authenticity of the banknotes, you can quickly investigate in the direction of those who are infected in other countries.

All in all, the implementation of banknotes has certain risks, but in the face of huge benefits, this risk is not worth mentioning at all.

"I see." After hearing Xia Fan's narration, Eunuch Li felt relieved. He can doubt other things, but he will never doubt the endless methods of the other party. From burning salt to planting rice on the beach, from mechanical beasts to air rifles, every idea that sounds like a fantasy has been realized one by one in his hands. "But what if the common people don't recognize it? No one has seen this thing before. Even if you say it can be exchanged for gold and silver, someone must be willing to accept it."

"It's very simple. This banknote is Jinxia's legal tender, and the bureau should ensure its compulsory circulation."

"Forced?" Eunuch Li couldn't help being taken aback, he rarely heard the word "forced" in the other party's mouth.

"That's right, all salaries of the Bureau will be exchanged for banknotes in the future, and food, seafood and salt can only be purchased with banknotes. In addition, any caravan entering the Jinxia Merchant must not refuse to accept banknotes - I allow them Afterwards, the banknotes were exchanged for gold and silver, but as long as the people took out banknotes in the process of buying and selling, they had to take them.”

"This approach...wouldn't be too domineering?" Hua Lin asked hesitantly, "If it was in Nata Court, this move would definitely be resisted by all chambers of commerce."

Xia Fan didn't care about this at all.

Compared with the chambers of commerce in Tranquility Sea countries, Qi Country's businessmen are not at the same level at all.

It is impossible for the courts of all dynasties to allow businessmen to intervene in the policy of governing the country.

If it is said that in the Holy Wing Islands, those chambers of commerce have already taken the rudiments of transnational capital, then the big merchants in Qiguo tend to convert money into land and real estate, and eventually become a wealthy landlord class.

As for those traveling merchants and peddlers, it is even more impossible to have the ability to challenge Jinxia.

"Don't worry, they will complain at most at the beginning. When the banknotes are gradually recognized by the majority, they will be grateful for this change." Xia Fan replied with a smile.

He has full confidence in the power of Jinxia City.

To put it bluntly, it is why people use the special currency issued by the Bureau.

The answer is that Jinxia's products are sufficiently competitive.

This year will be a good year, not to mention the good weather, and the cultivation of beach rice has also been successful. With a large amount of grain output in Gaoshan County and other places, coupled with the rice in the experimental field, Shenzhou's grain is expected to reach a new peak in history. But this year, due to the war, other states and cities have missed the best planting season, and a large-scale crop failure is a foregone conclusion. At this time, if Jinxia can provide stable grain exports, it will definitely attract a large number of merchants.

In addition, traditional sea salt, various ironware formed by stamping, elf fruit, canned aquatic products, etc... are all good products that are not available outside, and you can make money as long as you ship them out. In this case, he didn't have to worry about the businessman not coming. What's more, the policy also allows merchants to convert paper money into traditional silver money when they leave Jinxia, ​​and the resistance in this regard will only be lower.

If he still had a concern about the margin before, fearing that some forces would secretly fuel the situation and cause a run, now that Freyton has joined, even this loophole no longer exists.

As long as the total amount of banknotes issued is controlled so as not to exceed the upper limit of gold and silver that Jinxia City can mobilize.

Xia Fan also knew that these were only short-term measures.

When the era comes to the stage of industrial mass production, it is impossible for any precious metal to catch up with the speed of wealth creation by machines. Sooner or later, paper money will be decoupled from gold and silver and become a real credit currency. At that time, Jinxia, ​​who is at the forefront of the world, will have the opportunity to obtain the right to mint coins in the world and obtain unimaginable benefits from it.