Apocalyptic Mechanical Chariot

Just when Han Feng closed his eyes and lay on the driver's seat, he was planning in his mind how to promote the construction of Tianqi Organization's financial system.

Wang Yingyu has already brought Qiao Dongliang and Cao Kai to the Unimog RV.

At the same time, Lu Jiaren and Xue Xiuqin, two experienced Xunzhou Bank staff, also followed Cao Kai closely to the RV.

When the four people named by Han Feng boarded the Unimog RV, a critical moment came for the construction of the financial system of the Apocalypse Organization.

Qiao Dongliang sat on the sofa in the living area of ​​the RV and began to report to Han Feng his vision for the construction of the Tianqi organization's financial system.

"Now the Apocalypse Organization, before building a financial system, must first build a standard currency belonging to the Apocalypse Organization."

Qiao Dongliang had obviously done enough homework during the period when Han Feng was away from Fucheng.

"Before the outbreak of the apocalyptic virus, countries around the world generally adopted a paper money-based system, using paper money as legal tender and forcing people to use paper money. However, I feel that the paper money standard system is not suitable for the end of the world."

"In such a chaotic situation at the end of the world, I think currency should still be bound to some kind of precious metal. For example, the gold standard, which has been implemented for hundreds of years, is a good choice."

As soon as Qiao Dongliang finished speaking, Han Feng frowned and started thinking.

Indeed, as Qiao Dongliang said, the gold standard monetary system must have its advantages if it can exist for hundreds of years.

But now is the end of the world when supplies are very scarce. Whether gold can still have enough purchasing power is also a big question.

When a person is about to starve to death, a piece of gold is obviously not worth as much as a morsel of food.

Sitting on the other side of the sofa, the three people who originally belonged to Xunzhou Bank lowered their heads and began to whisper after listening to Qiao Dongliang's proposal to use the gold standard as legal tender. Lu Jiaren and Xue Xiuqin, who have rich work experience, also joined in. When Cao Kai whispered something into his ear, it was clear that they had different views on the gold standard system.

"Cao Kai, although you have just joined the Fucheng Safety Zone, I still want to hear your opinion."

Han Feng found several people from Xunzhou Bank sitting aside and whispering, and then directly named Cao Kai to express his opinions.

Cao Kai first raised his head, glanced at Qiao Dongliang next to him, and then slowly said: "I basically don't have much opinion on the currency reform system proposed by Mr. Qiao, but I have no opinion on what kind of things should be used as currency. I have a different view on the collateral."

After Qiao Dongliang heard that Cao Kai had different opinions, he also sat up straight and stretched out his hand to signal Cao Kai to express his point of view.

"The gold standard that Mr. Qiao mentioned is something that anyone who has studied finance has learned. Although it is a relatively stable currency system, it is not very practical for the end of the world."

"Although the gold standard is relatively stable, it also has a premise, that is, there cannot be a large-scale war. If a large-scale war breaks out, the exchange rate of gold will fluctuate significantly, leading to the collapse of currency and credit. After the outbreak of the apocalyptic virus, , the emergence of zombies and mutated beasts has completely changed the stability of human life. Humanity’s current life is full of uncertainty, so it is not advisable to implement the gold standard now.”

"Moreover, the structure of human society has also undergone great changes. Maybe Mr. Qiao still looks at the world from the eyes of ordinary people, but since the evolution of evolution, the whole world has changed."

Han Feng saw that Cao Kai had already spoken a long speech, so he stretched out his hand to stop him from continuing to expand on this topic. Instead, he said directly: "You can just state your idea."

When Cao Kai saw Han Feng interrupting him, he did not continue to expand, but quickly said: "I recommend using bronze-level zombie crystal cores as collateral for currency, and zombie crystal cores as an important strategy The importance of materials is self-evident. In the end of the world, only zombie crystal nuclei can transform survivors into evolvers. It is perfect to use them as pledges."

Han Feng was also a little moved by Cao Kai's proposal to use bronze-level zombie crystal cores as collateral.

Zombie crystal cores and life cores are the two most important strategic materials in the apocalypse. Their value cannot be underestimated, and their value retention and stability are very good.

"What about the corresponding payment methods?"

If the gold standard is adopted, gold can be used directly as currency due to its ability to be smelted and cut. However, if zombie crystal cores are used as collateral, the zombie crystal cores are extremely valuable and cannot be split. This is where the problem lies.

However, it was obvious that when Cao Kai proposed using the bronze-level zombie crystal core as a pledge, he had already thought about how to let ordinary survivors use it. He said calmly: "This problem is actually easy to solve."

"Currently, all transactions that require currency in the Apocalypse organization occur within the organization and will not extend to other organizations, so we only need to perform internal credit accounting."

"Internal credit accounting?" Han Feng frowned slightly after hearing the name.

"Yes! It's internal credit accounting!"

Cao Kai then explained: "The number of survivors in the Fucheng safety zone is not too many now, and the Tianqi organization will quarantine every survivor who enters Fucheng. During this quarantine stage, we can register the survivors' Detailed information and issue a credit voucher in duplicate, with the Apocalypse organization and the survivors each holding one copy."

"Every time a survivor turns in supplies or completes work, he or she needs to take the initiative to register with the Tianqi organization and update the asset balance on the credit voucher."

After Han Feng listened to Cao Kai's solution, he quickly understood the other party's idea.

Cao Kai wants to build an online payment system similar to the one before the outbreak of the apocalyptic virus.

Each credit voucher will be bound to an individual, and the payment system originally managed by the network will be counted manually.

According to the current total population of Fucheng Safety Zone, although manual registration every day is a bit cumbersome, it is not unacceptable.

After all, there are no complex third-party transactions in the Fucheng safe zone. All survivors' transactions are basically with the Apocalypse organization, and the workload of manual registration is acceptable.

"Sure enough, the waves behind the Yangtze River push the waves ahead."

Qiao Dongliang, who was sitting aside, couldn't help but nodded his head after listening to Cao Kai's suggestion.

He did feel that there was something wrong with the suggestion he had just made.

With the extraordinary power of the Evolver, when making various plans, the variable of the Evolver must be taken into account, otherwise the results may deviate greatly from what was expected.