Lin Feng gradually fell asleep, and in a daze, Lin Feng saw a scene:

In a wealthy mansion, a young man, and this young man is also called Lin Feng, lying lazily on a rocking chair, and instructed the middle-aged man: "Zhang Qiang, ask Tianzong Li's medical loan is overdue, right?"

"Yes, Childe".

"Go and collect it, not even a cent less interest," said the young man.

"The small ones are going to ask for debts", Zhang Qiang responded.

"Go for it".

"Yes, Childe", Zhang Qiang turned around and went out.

"Wait, is Master Li equal principal and interest, or equal principal," the young man asked.

"Childe, what is equal principal and interest and equal principal", Zhang Qiang touched his head and asked.

"Loser, I've been with my son for so many years, I don't know this", Lin Feng scolded.

"Childe, I'm just a guard home, you asked me to collect money, but I don't know what finance is. Zhang Qiang said aggrievedly.

When Lin Feng heard this, he seemed to be right, "Forget it." Tell you,

The biggest difference between equal principal and interest and equal principal is that the repayment method is different (the total monthly repayment amount is different), the equal principal is equal principal and equal interest, which is to evenly distribute the loan principal into the monthly repayment amount, plus the interest calculated in full according to the installment, and the monthly repayment of the principal and interest is fixed; Equal principal is to divide the total amount of the loan into each repayment month, and repay the same principal plus the interest accrued on the remaining loan amount in that month each month.

The advantage of equal principal and interest is that the monthly repayment amount is the same, which is convenient for arranging income and expenditure, suitable for economic conditions and does not allow excessive investment in early repayment, and the income is in a relatively stable state. The downside is that you need to pay more interest. However, most of the amount repaid in the previous period is interest, and the proportion of the principal only increases after the repayment period is more than halfway, so it is not suitable for early repayment.

The advantage of equal principal is that the total interest is less relative to equal principal and interest. The repayment amount decreases every month, and it will be easier to repay it later on. And because the proportion of principal repaid in the early period is larger, and the interest ratio is smaller, it is very suitable for early repayment. The disadvantage is that the early repayment pressure is greater, and it needs to have a certain economic foundation and be able to bear the greater repayment pressure in the early stage.

You go and check which way Master Li is, see how much you still owe, and then ask for the account!".

"Okay, Childe", after Zhang Qiang finished speaking, he turned around and went to check.

"Wait", the young man stopped Zhang Qiang again, "I'd better go, that old guy is not easy to handle." "

The young man lying on the rocking chair is also called Lin Feng, who originally crossed over from Blue Star to this new world and became the concubine of the Lin family, in charge of the business of a city. This world is a realm of cultivating immortals, with Mount Meru as the center, surrounded by four continents, each continent has a kingdom.

Lin Feng was in Lingyao City of the Dongzhou Dynasty, he was not used to it at first, he had read in the novel, the world of immortal cultivation was full of dangers, so he accepted the business of a city arranged by the family, the business was mainly to engage in medical loans, that is, some immortal cultivators encountered serious injuries and needed a large number of high-grade medicinal materials or property to treat, so loans, collections, and other businesses were run by other people in the family.

In these years, it is not easy to get a loan, and there are often people who give up the loan without supply, which makes Lin Feng anxious, and he has lost a lot of money if he goes on like this, but fortunately, there are losses and profits, basically not much.

Today is the first day that the medical loan of the head of the Heavenly Sect is overdue, he was injured at the beginning, but he cried and shouted to ask him for a loan to buy top-grade medicinal materials to treat himself, Lin Feng had to hurry up to collect the money this time. Otherwise, this year's performance will not be achieved, and the family will blame him.

With the time crossing, according to the previous plot, Lin Feng should have a system, but there has not been one for a long time, which makes Lin Feng very annoyed, doesn't there be a system for crossing? What kind of sign-in system, villain system, garbage picking system, even if you have a potato perfume to soak Princess Changle.

But there was nothing, and gradually Lin Feng lost his expectations. Today's trip to ask for an account, I don't know if I can get it, he decided that it would be safer for him to go by himself than Zhang Qiang.

In this world, those who can't repay the money will also be included in the credit blacklist, which will affect cultivation and cultivation resources, and even then it can't avoid the existence of old people. Sometimes Lin Feng wondered, isn't this just like the earth?

The properties of the houses of the sect who can't afford to pay it off will also be auctioned by the law, and these houses will be taken away by Lin Feng and them, and the contract will be auctioned by the auction house.

Lin Feng secretly thought, it is not easy for this Nima to come to the fairy world, and he has to repay the loan, the pressure mountain is not big, but the pressure mountain is huge.

Lin Feng was glad that he had crossed a good family, although he was a concubine, but at least he had a house and a carriage, but he was just short of a sister. Although his maid Qiu Rong wanted to seduce him from time to time, he was not interested in the slightest.

In Lin Feng's heart, at least like in the novel, get a princess or something.

Just when Lin Feng was thinking nonsense, he suddenly heard a voice: "Ding, you are currently mounting the medical system, please ask the host if you accept it, if not, the system will disappear, please choose within 3 seconds.." 3,2..

Lin Feng hurriedly chose to accept it directly, Lin Feng secretly cursed, "Damn, system, you are too short, how can you allow others to think about time." "

"Host, please pay attention to the words, I am a gentleman, not shorter than you, and the dignity of a man is stronger than yours. ", the system replied.

"What do you think, it's that the time you let people choose is too short, the system, do you know? Lin Feng was angry and didn't laugh.

The system suddenly turned to a female voice, "Hehe, ah, I'm sorry, little brother, people are still young and don't understand".

"Grandma, are you a man or a woman? Lin Feng scolded again.

"Ah, people are not happy to talk about it like that. The system replied.

Lin Feng felt sick for a while, "You won't be neither male nor female, human?"

"You're a ladyboy, and you're a gentleman. Suddenly, the system turned another sound.

"Why are you a man again, and you say that you are not a human yao!" Lin Feng said angrily.

"Host, this medical system is managed by our brother and sister elves," the system replied.

"I see, is there any difference then?" Lin Feng asked.

"It depends on whether you're asking a man or a woman. ", the system said.

"What about women?".

"It's the same as the man. "

"What about the men?".

"It's the same as the woman. "

"Your grandma's, aren't they all the same, aren't you talking nonsense, system", Lin Feng said angrily.

"It's the same, there's no difference. "

"Then you say it doesn't make a difference, it's so much nonsense. "

"Is this nonsense? It's not nonsense. The system said.

"What is not nonsense?Tell me, where is not nonsense?" Lin Feng scolded.

"It depends on whether you're asking a man or a woman. "System

replied.

"What about the men, and what about the women?", Lin Feng asked.

"Man..."As soon as the system replied, Lin Feng hurriedly said, "Stop, stop, I won't ask." I just ask you, what is the function of this medical system?".

"Are you asking about a man or a woman?" the system asked.

"Again, what's the matter, the system is still divided into men and women, and the functions are different?" Lin Feng said again.

"Yes, it's not the same. Are you asking about male or female system functions?" the system asked again.

Lin Feng was impatient, "Don't talk nonsense, hurry up, say it all over again, regardless of men and women, one by one." "

"Okay", the system starts to be introduced.

Remarks,

In the future, I will add the Chinese medicine auricular acupoint treatment and diagnosis method to the novel, which is a unique method that I have summarized with the old Chinese medicine in Beijing for twenty or thirty years, and ordinary people can learn it in one day.

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