Age of Dreams

Xiao Qi, who has no other options but loans, is of course not so superficial, using the land he bought to get a loan, and then buying land, and then rolling on with the loan.

This rolling capital chain method commonly used by developers in the future has already been disclosed by Sunrise commentators, and more than a dozen consecutive column articles have been directly published on

We can say that usury is borrowed from the bank's rules, um, that's all, please don't think wrong.

Banks usually only calculate the market value of a company based on 70% of the valuation, and then only lend at most 40%-70% of the market value that meets the loan procedures. In this way, a collateral worth 10 million can be loaned up to 500 at most. Ten thousand.

The name of the bank is to avoid non-performing assets, but in fact, isn't it because the lender can't repay the money, and then eat this piece of fat at a low price?

This time, Xiao Qi's mortgage loan can be converted into full mortgage, and anyone with a discerning eye can see that he has been taken care of. It's just that he is not a person of a certain level, so there is no way to know, because it will not be disclosed to the public.

The operation methods of European and American banks are basically the same, but what they are more standardized is that they will calculate the growth of your company in the next three to five years, and there will be a certain premium when evaluating the price. 70% of the loan goes to the lender. If it is a customer with good asset credit, it is not impossible to get a 100% loan.

Xiao Qi is of course the best customer.

The three major rating agencies, Moody's, Standard \u0026 Poor's and Fitch, have unanimously raised Fairy's credit rating to the point where it ranks with super giants such as Microsoft, General Electric and Coca-Cola, so Xiao Qi can get a 100% mortgage from Citibank .

Don't underestimate the power of the three major rating agencies.

Didn’t the outbreak of the Greek debt crisis in 2009 mean that Fitch, S\u0026P and Moody’s successively downgraded their sovereign ratings, and then detonated the crisis all of a sudden, and it has been out of control ever since? (To be continued. If you like this work, you are welcome to come to the starting point to vote, monthly pass, your support is my biggest motivation. Mobile phone users, please go to read.)