Age of Dreams

Westerners don't have as many festivals as Huaguo, but in recent years there has been a trend of spreading them all over the world.

For example, Christmas, which originally had nothing to do with the people of Huaguo, has now become a relatively important festival in Huaguo.

Because they feel that Christmas is foreign and fashionable, merchants continue to promote the concept of Christmas, hoping that young people will consume and buy things on this day.

Young people do like this, so Christmas is getting more and more lively, and the bigger the city, the more lively it is, it seems to be more popular than Valentine's Day.

Even China is like this, let alone in the West.

Moreover, Christmas and New Year in the West are connected together. Usually, some companies will put Christmas and New Year holidays together, so that people can have a better rest and have more time to spend.

Of course, online shopping has become a very popular way nowadays. Many payments are made online, especially when buying things.

It is a very common thing for people to give gifts to each other during Chinese New Year.

Such things are not only popular in the East, but also in the West.

As long as there are people, there is a form of reciprocity.

In addition to the mode of sending red envelopes to each other on WeChat, Xiao Qi also thought of another not-so-popular, but very interesting way of giving gifts—the Wrapp mode.

Wrapp is an electronic gift card company founded in Sweden. It connects users' Facebook accounts and then tells users about the birthdays of your relatives and friends.

You can choose a person to pay for a gift card, such as 100 US dollars, to give to relatives and friends, and then on his birthday, he will receive this gift card, and then he can take the gift card and go to the gift card The specified merchants purchase and consume.

You can also choose to gather together to buy gift cards, for example, a few friends and brothers and sisters pool together to buy a $1,000 gift card for good friends or parents, etc.

Similarly, this gift card with a large face value is still only received by the birthday star, which is also a surprise.

In fact, Wrapp is very simple. It is equivalent to buying gift cards sold by Wal-Mart and Carrefour to give to relatives and friends, but it only adds a few gimmicks.

The first is that it is given as an electronic card on the Internet, and the second is that it is only transferred by the system on the birthday, which is a surprise; the third is that this gift card is not only available at one merchant, Wrapp has hundreds of them in Sweden The signed e-gift card merchants can use this gift card.

Other than that, it's really nothing special.

However, Wrapp in the previous life was very popular in Sweden, and it is said that the United States and the United Kingdom are also actively trying to introduce this software, and the valuation once reached 500 million US dollars. This is only its valuation in the Swedish market. If To develop in other countries in Europe and the United States, the starting price must be at least 1 billion US dollars, which can be described as small software and big wealth.

In fact, in Xiao Qi's opinion, Wrapp can completely become the gift card software of Xiaoyao Mall, just relying on Xiaoyao Mall.

But in European and American countries, Xiaoyao Mall will not be so popular, and the scope of use of Wrapp is limited to only one merchant, so it will definitely not be so popular.

Therefore, Xiao Qi recently began to think about how to improve Wrapp so that it can become the number one giant in online electronic gift cards.

It's not because Wrapp from the previous life will go online around March next year, Xiao Qi has to be ahead of them.

Xiao Qi registered the global patent of Wrapp's creativity and specific operation model in 2007. Even if someone else created it, Xiao Qi can sue them for automatic bankruptcy.

The reason for choosing this time is because Xiao Qi feels that now is a very mature period for online shopping, social networking sites are also developing very prosperously, and it is time for Wrapp to show its talents.

Like the previous life, it was only nested in Sweden, and it was not popular all over the world for a long time. It is definitely inappropriate, and it is completely inconsistent with the trend of globalization of electronic software.

If you want to say that the founders in the previous life had limited strength and were too cautious, Xiao Qi definitely didn't have these problems.

With Xiao Qi's financial resources and his understanding of Wrapp, if it is implemented globally from the very beginning, there will be no mistakes.

Just as in the previous life, just linking the Facebook account is obviously too narrow.

Xiao Qi can completely link Wrapp to Facebook, Twitter, LinkedIn, Tagged, WeChat, Weibo, etc., so that more social software can use Wrapp, making it truly global.

In this way, Wrapp will have at least 3 billion users. Although many of them are duplicates, such a large user base will definitely bring it huge traffic and usage.

In terms of electronic gift cards, Xiao Qi intends to make it a common currency on the Internet.

That is to say, Xiao Qi plans to let this electronic gift card be able to buy goods from basically all e-commerce websites, private stores, large and small online stores, so that people have more choices.

In fact, speaking of it, this is a kind of currency, or that sentence, and there is no essential difference from the red envelopes given by WeChat.

It is not so easy to achieve this step.

First of all, the first and most difficult problem to solve is not how to communicate with large and small business websites and individual merchants. This problem is actually relatively simple, because they are just one more channel for product sales, and they don’t have to pay anything. It's just a little service fee. Compared with the increased turnover, this service fee is really too little.

The most difficult thing to solve is how to popularize electronic gift cards around the world.

The United States has its own currency, Japan has its own currency, and France has its own currency... If people in these countries receive e-gift cards from other countries, there is an exchange rate, and how to use or Withdrawal problem.

Therefore, a global-scale bank is absolutely indispensable. Only such a large bank can handle currency and exchange problems conveniently and freely.

Fortunately, Xiao Qi also has many partners in the banking and financial industry. Needless to say, within the scope of Huaguo, outside the traditional sphere of influence of Huaguo, Citibank and Credit Suisse First Boston Bank can provide Xiao Qi with Everything about Wrapp's financial backing.

For these banks, this is also a good thing of mutual assistance and mutual benefit.

After all, so many users use their banks to open accounts, transfer funds, settle accounts, etc., which is equivalent to their business development, and the scale is not small, so the two banks must raise their hands to welcome them.

And as long as this circulation problem is solved, then e-gift cards will naturally be used all over the world.

for example.

For example, it's Britney's birthday, and fans all over the world want to chip in to buy her a small plane.

Then it doesn’t matter whether you are American, Chinese, Japanese or Indian, no matter what currency you use to recharge on Wrapp to collect money, after the final processing through the Wrapp system, it will be converted into the local currency, which is Xiaotian Sweet’s motherland’s currency—US dollars, was sent to Xiao Tiantian’s Wrapp electronic account on her birthday.

In this way, wouldn't the global e-gift cards be connected?

And Wrapp's coverage area can naturally spread all over the world, so that people all over the world can use Wrapp to receive and send e-gift cards!

Then you can calculate how much Wrapp for the global market will be worth.

Needless to say, it should start at US$1 billion or US$2 billion!

And it can become another Internet finance company, in fact, it also has many functions of a bank.

There are also many other benefits.

For example, you send e-gift cards to friends in advance, as short as one or two days, two or three weeks, as long as one or two months, more than half a year, until the day when the e-gift cards are spent, such a long time, This fund is deposited in Wrapp's account, and the interest generated every day is earned by Wrapp.

Wrapp does not have any operating sites around the world. It is similar to WeChat. It only needs to have a headquarters. At most, after it grows and grows, it will suffice to call in some employees who are proficient in various languages ​​for customer service.

The expenses are not large, and the profits are very generous. This kind of business is very cost-effective!

Because of this, starting this month, Xiao Qi asked Hoffman to recruit professional managers, and started research and development immediately after forming a team.

Since Xiao Qi has planned the entire technology, usage direction, and details very clearly, the most important thing for the management team is nothing more than maintenance after development, and the problem is not that big.

Especially in a place like Silicon Valley where computer talents and electronic engineers are everywhere, it is not troublesome to recruit suitable candidates.

The initial operation needs about 100 people, which is just a small start-up company in Silicon Valley.

Hoffman also told Xiao Qi that if there is nothing wrong, Wrapp can be put into operation in at most three months.

The country of operation is naturally the United States.

Who told the American people to be very enthusiastic about cyber affairs?

As long as you can make a name for yourself here, it will not be difficult to go global! (~^~)